So, the least money you need to earn to buy an apartment on a mortgage is in the Kabardino-Balkarian Republic - 29,095 rubles per month.
The top 3 regions also included the Republic of Dagestan - 37,803 rubles and the Karachay-Cherkess Republic - 38,818 rubles.
Also, as Sravni specialists found out, the rating of regions where you need to earn the most to buy an apartment in a mortgage included Moscow - 301,074 rubles, St. Petersburg - 193,417 rubles and the Leningrad Region - 162,844 rubles.
According to Rosstat for the III quarter of 2022, the average cost of 1 sq.
m in the Kabardino-Balkarian Republic amounted to 35.5 thousand rubles, according to the study.
As analysts explained, a new building with an area of 50 sq.
m can be bought for 1,773,982 rubles.
For a mortgage, it would be necessary to accumulate 266 thousand rubles in the form of a 15% down payment, and the loan payment (8% per annum for 25 years) would amount to 11.6 thousand rubles per month.
At the same time, in Moscow, the average cost of 1 square.
m amounted to 367.1 thousand rubles.
New building with an area of 50 sq.
m can be purchased for an average of 18.3 million rubles.
A mortgage would require a down payment of 2.7 million rubles.
If you take a loan for 25 years at a rate of 8% per annum, then the payment is 120.4 thousand rubles per month.
It is noted that the average salary is calculated based on the fact that the monthly payment should not exceed 40% of the borrower's income.
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