List: The Riksbank is expected to raise the key interest rate - keep this in mind when you negotiate a mortgage with the bank

At 09.30 the Riksbank will issue its interest rate announcement.

The banks normally follow the policy rate and the expected increase today therefore affects, among other things, those with mortgages.

Already on Tuesday, two major banks chose to raise their variable mortgage rates.

Fixed or variable interest on the mortgage is the question that many people ask themselves. 

- Right now we see that the variable and fixed interest rates are quite close to each other and that there is not that big of a difference.

So tying will definitely be an extra cost, but it is also insurance, says SPP's savings economist Shoka Åhrman in Morgonstudion. 

In the clip above, Shoka Åhrman lists what you should consider when negotiating with the bank about the mortgage interest