In an interview with the Prime agency, the analyst recommended cutting costs first of all.

In particular, Osadchy noted, it is necessary to buy at sales, switch to cheaper mobile operators, and also reduce power consumption.

In addition, according to the analyst, you should use bank cards with favorable cashback conditions, do not take microloans, and also monitor the budget using a mobile application.

Earlier, the director of the retail risk department of Zenit Bank, Alexander Shornikov, in an interview with Izvestia, said that banks could negatively assess the issuance of a large number of credit cards.