Ras Al Khaimah Court obligated her to pay the amount

A girl loses a case against a bank for 99 thousand dirhams

The court based its ruling on the report of the arithmetic expert.

archival

An Arab girl lost a financial case she filed against a bank, after the report of the accounting expert delegated by the Ras Al Khaimah Commercial Court proved that she had not paid for the year and a half the value of two credit cards she obtained from the bank worth 102 thousand and 300 dirhams, and the remaining 99 thousand and 407 dirhams, and that What she paid during the past months was delay fines and monthly profits on credit cards, according to which 6000 dirhams were deducted from her balance per month, and the court ordered the plaintiff to pay 99,407 dirhams and four fils to the bank.

In the lawsuit, the plaintiff stated that she had obtained two credit cards worth 102 thousand and 300 dirhams, and the bank was deducting 6000 dirhams from her balance per month. Before it, the calculated interest, and whether or not the entire debt has been paid.

The delegated accounting experience report clarified that what was determined in terms of fees and a percentage of profits on the credit process are the purchases that are paid on their agreed due date, pointing out that it became clear that the balance owed by the plaintiff is 99 thousand and 407 dirhams, and four fils and that what she was paying is the monthly profits. About the two cards and fines for late payment.

The plaintiff indicated her objection to the report for its failure to calculate the value of the interest, which is baseless, and adding it to unjustified fines, and requested the removal of what the expert had calculated from the profits.

The ruling of the Ras Al Khaimah Full Commercial Court stated that the opinion of the arithmetic expert is one of the elements of evidence in the case, and the court has the authority to take it or put it forward in whole or in part, as shown to it from all the research he conducted and the soundness of the foundations on which his report was based when it bases its judgment on justified reasons.

She added that it was proven that the plaintiff enjoyed two credit cards from the bank in exchange with a specific credit limit with a monthly profit on the unpaid balance in each card, calculating the agreed percentage and fees due for payment for the account statements, credit protection, exceeding the credit limit and delay in payment. However, regarding the plaintiff's failure to pay full The amount that was owed on her monthly, after she was satisfied with paying some of it, she owed her financial dues in favor of the defendant in the amount of 99,407 dirhams and four fils, including the original balance of the unpaid financing and the profits calculated according to the actual percentage specified in the facility and all fees payable.

She explained that the court was satisfied with this opinion regarding its conclusion regarding calculating the remaining debt balance for the credit facility granted to the plaintiff after it was based on the terms and conditions contained in this facility and approved in its judgment, in light of the objections raised by the plaintiff related to calculating profits and fees as long as the process of calculating them agreed with the conditions The credit, accordingly, it was proven that the plaintiff was preoccupied with the bank with an amount of 99,407 dirhams and four fils, and the court obliged her to pay it to the defendant while obligating her to pay fees, expenses and attorneys’ fees.

Follow our latest local and sports news and the latest political and economic developments via Google news