China News Service, Zhangzhou, June 26 (Zhang Jinchuan, Liao Zhenmei and Chen Shiyi) In order to promote the high-quality development of financial services in Huitai, Zhangzhou, Fujian Province, the ancestral home of Taiwan compatriots, actively guides financial institutions in its jurisdiction to develop and innovate, try first, and crack The financing guarantee problem makes Taiwanese compatriots and Taiwanese enterprises more secure and confident in starting a business and living in Zhangzhou.

　　Zhangzhou is the main ancestral home of Taiwanese compatriots and an area with intensive investment by Taiwanese businessmen. Many Taiwanese compatriots choose to start businesses and work in Zhangzhou.

Taiwan compatriots who come to the mainland are not only happy with the broad market and favorable environment, but also worried about the lack of collateral, lack of guarantors, etc., and cannot effectively obtain credit support from local banks.

To this end, Zhangzhou financial institutions continue to innovate financial services, improve the quality and efficiency of financial services for Taiwan compatriots and Taiwanese enterprises; open green channels for the needs of Taiwanese compatriots in Taiwan, and wholeheartedly serve the development of "landed" Taiwanese compatriots and Taiwanese enterprises.

　　Taiwanese businessman Deng Yucheng is the head of Zhangpu Yizheng Agricultural Technology Co., Ltd. in Zhangzhou City, and is a beneficiary of Huitai Financial Services. A few days ago, he sent a pennant with the words "supporting Taiwanese agricultural enterprises to one family on both sides of the strait" to Zhangpu Rural Commercial Bank Acknowledgments, "Your service is very warm, thank you!"

　　Paying attention to the development prospects of the mainland, Deng Yucheng came to Zhangpu in 2018 to set up a wholly-owned company, mainly engaged in freshwater bass seedlings, vegetable cultivation, Antrodia camphorata cultivation, etc.

When the company expanded its scale, Zhangpu Rural Commercial Bank took the initiative to intervene to solve the financing problems of Taiwan enterprises without standardized collateral. A 300,000 yuan (RMB, the same below) shareholder guaranteed loan injected development momentum into the company.

　　Affected by the epidemic and rising raw material prices, Taiwanese company Zhangpu Wilber Bicycle Co., Ltd. encountered difficulties in capital turnover.

Zhangpu Rural Commercial Bank immediately responded to the demand and issued a rescue loan of 3 million yuan to it, with an annual interest rate of 3.20%, to help the enterprise tide over the difficulties.

"I didn't expect our Taiwanese company to get such a low-interest rate loan, and I'm very satisfied," said Zhao Enze, the head of the company and a Taiwanese businessman.

　　According to the relevant person in charge of the Zhangzhou financial supervision department, last year Zhangzhou successively introduced relevant financial policies to benefit Taiwan, as a specific measure to implement the "two equal treatment", under the intimate service, the credit extension to Taiwan has been incrementally expanded, and exclusive financial products have been introduced. .

　　Official data show that by the end of May 2022, Zhangzhou had 23 institutions that had opened financial services to Taiwan, accounting for more than half of the total number of 40 institutions under its jurisdiction.

The amount of credit granted to Taiwanese enterprises was 41.086 billion yuan, and the balance of loans and other financing was 16.770 billion yuan, both of which ranked first in the province, accounting for over 50% of the province.

　　In terms of increasing the supply of characteristic financial financing services to Taiwan, Zhangzhou has given full play to the advantages of the first professional sub-branch in the country, the Agricultural Bank of China Zhangzhou Guleigang Economic Development Zone Sub-branch, and the first professional business department in the province, the Taiwan Business Department of Xiamen Bank Zhangzhou Branch. Taking advantage of its advantages, it has vigorously tilted the special loan quota, and innovatively launched special credit products such as "Taiwan Enterprise Tax Easy Loan, Bailout Loan, and Special Re-loan for Resumption of Work", "Taiwan Merchant Running Water Loan, Taiwan Merchant Tax Easy Loan, and Taiwan Merchant E-Enterprise Loan"; Industrial Bank Zhangzhou Branch innovatively launched characteristic credit products such as “Taiwan Businessmen’s Entrepreneurship Loans, Taiwanese Businessmen’s Industrial Loans, Taiwanese Businessmen’s Fixed Assets Loans, and Taiwan Compatriots’ Business Loans”, as well as “Heart-to-Heart” debit cards and “First Home Cards” for Taiwanese compatriots Exclusive products such as credit cards.

　　Xiamen Bank is the first city commercial bank with Taiwan-funded background in mainland China and the first listed city commercial bank in Fujian Province.

On May 7, Zhangzhou Branch of Xiamen Bank provided an intentional comprehensive credit line of 1 billion yuan to the members of the Longwen District Taiwanese Investment Enterprise Association, fully supporting the operation and entrepreneurship of Taiwanese businessmen and compatriots, and helping Taiwanese enterprises to grow and develop.

　　The principal of Xiamen Bank Zhangzhou Branch said that the bank is constantly exploring ways to optimize its financial services to Taiwan. By setting up a professional Taiwan business department, a professional service agency for Taiwan businessmen, and successively launching a series of exclusive financial products that benefit Taiwan, the bank will continue to promote its financial services to Taiwan in the future. Innovation to better meet the financial needs of Taiwanese businessmen and compatriots in their production and life.

　　Finance is the blood of the real economy and an important support for promoting the integrated development of the two sides of the Taiwan Strait.

Relevant persons said that Zhangzhou comprehensively promotes financial services for Taiwan, providing a platform for Taiwan compatriots to pursue their dreams and realize their dreams, enhance their sense of gain and happiness, and speed up the construction of Taiwan compatriots and Taiwanese enterprises to land as the first home.

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