Xinhua News Agency, Beijing, April 6th, Question: It's about you and me!
5 new changes will take place in social security this year
Xinhua News Agency "Xinhua Viewpoint" reporter Jiang Lin, Peng Yunjia
Pensions for retired employees will usher in the "18th consecutive increase", reimbursement for medical treatment in other places will be more convenient, and pilots of occupational injury protection will be launched for flexible employment such as takeaway riders...
Social security concerns thousands of households.
This year, your social security will usher in a variety of new changes.
Change 1: How much is the pension for retirees? Answers by the end of June
This year's government work report proposes to appropriately raise the basic pension standards for retirees and urban and rural residents to ensure that they are paid in full and on time.
This means that the pensions of retired employees will usher in an "eighteen consecutive rise", and the pensions of urban and rural residents will also increase.
In terms of employee pension insurance, pension benefits will be raised in 2021, benefiting 127 million retirees.
How will it rise in 2022?
How much?
The State Council recently issued the "Opinions on the Implementation of the "Government Work Report" key work division of labor requirements, led by the Ministry of Human Resources and Social Security and the Ministry of Finance, to issue relevant policies before the end of June.
"Insist on improving people's livelihood in the process of development, doing our best and doing what we can." Zheng Gongcheng, president of the China Society for Social Security, said that in 2022, my country will also promote the national overall planning of endowment insurance, and funds will help each other across the country. Regional pension payments will be more secure.
In terms of endowment insurance for urban and rural residents, in the past year, 17 provinces and the Xinjiang Production and Construction Corps have increased the basic pensions for urban and rural residents, benefiting more than 78 million elderly people, most of whom are rural residents.
In addition to raising the national basic pension standard set by the central government this year, so far, 7 provinces including Fujian, Jiangsu, Hainan, Tibet, Ningxia, Guizhou, and Shanxi have announced plans to increase provincial-level basic pensions for urban and rural housing insurance.
Sichuan and other provinces have also made it clear that they will increase this year.
Change 2: How to promote the direct settlement of inter-provincial medical treatment? To be announced before the end of June
According to the requirements, improve the direct settlement method for cross-provincial medical treatment in different places, and introduce relevant policies before the end of June.
Making the reimbursement procedures for people in other places to see a doctor more convenient will undoubtedly be the direction of the policy.
At present, the inter-provincial direct settlement of hospitalization expenses has covered all provinces, all co-ordination areas, all types of insured persons and major people going out.
The coverage of cross-provincial direct settlement of outpatient expenses has been further expanded.
There are 826 designated medical institutions in 63 coordinating regions across the country, and 5 types of outpatient chronic disease-related treatment costs, including hypertension, diabetes, malignant tumor outpatient radiotherapy and chemotherapy, uremic dialysis, and anti-rejection treatment after organ transplantation, have been activated across provinces. Direct settlement pilot.
As of the end of February this year, 49,200 designated medical institutions and 89,800 designated retail pharmacies have been connected to 49,200 designated medical institutions and 89,800 designated retail pharmacies across the country for direct settlement of outpatient expenses across provinces.
According to Long Xuewen, head of the Medical Insurance Business Management Center of the National Medical Insurance Administration, the pilot areas will be guided to speed up the transformation of information systems, expand the scope of the pilot cross-provincial direct settlement of outpatient chronic and special disease-related treatment expenses, and promote the settlement of inpatient and outpatient expenses by category. Online and offline "cross-province handling".
Previously, the State Council required to ensure that each county has at least one designated medical institution by the end of 2022, which can provide cross-provincial direct settlement services for medical expenses including outpatient expenses.
Change 3: How to invest in personal pension? To be clarified by the end of April
The development of a multi-level and multi-pillar old-age insurance system is an important measure to actively cope with the aging of the population and achieve sustainable development of the old-age insurance system.
In my country, the basic old-age insurance system as the first pillar is basically sound; the enterprise annuity and occupational annuity systems as the second pillar are initially established and gradually improved; but the development of the third pillar is not standardized, especially the personal pension system has not yet been introduced. As a result, residents lack pension investment channels to obtain more stable and greater returns.
According to the deployment, the work of "continuing to standardize the development of the third-pillar pension insurance" will be led by the Ministry of Human Resources and Social Security, the Ministry of Finance, and the China Banking and Insurance Regulatory Commission, and relevant policies will be issued before the end of April.
According to the reporter's understanding, the top-level design has been clarified at present, and the third pillar includes two parts: personal savings endowment insurance and commercial endowment insurance, both of which are voluntarily participated by individuals.
Among them, the design of tax policy and the strength of preferential policies are the key factors.
The "Opinions on Promoting the Development of Individual Pensions" was reviewed and approved at the meeting of the Central Deep Reform Commission in December 2021.
"After the document is issued, our Ministry will formulate and issue supporting policies with relevant departments to promote the implementation of the system and provide a better institutional guarantee for the people's pension." The relevant person in charge of the Ministry of Human Resources and Social Security said.
According to industry insiders, there are two main tasks next.
The first is to establish a personal pension system supported by taxation and other policies. It is planned to adopt the personal account system to provide workers who participate in the basic pension insurance with more options for personal pension accumulation.
The second is to standardize the development of personal commercial pension financial products, and operate and supervise in accordance with market rules.
The two support each other and jointly promote the development of the third pillar.
Change 4: When will the national medical insurance coverage be unified? To be completed by the end of December
Led by the National Medical Insurance Administration, the work related to the basic unification of the national medical insurance drug coverage will be completed by the end of December.
This indicates that a basically unified national medical insurance drug catalog is coming soon, and the chemical medicines and Chinese patent medicines covered by the basic medical insurance payment will be basically the same.
According to the opinions on deepening the reform of the medical security system, it is required to "reasonably divide the central and local catalogue adjustment responsibilities and authorities, and each region shall not formulate its own catalogue or adjust the limited payment scope of medical insurance drugs".
Previously, the National Medical Insurance Administration has issued the "Interim Measures for the Administration of Medication for Basic Medical Insurance" to continue to promote the digestion of supplementary drugs at the provincial level, laying a solid foundation for unifying the scope of medication for national basic medical insurance and standardizing medical insurance payment policies.
The reporter learned from relevant departments that on a unified basis, the state will further establish and improve the adjustment rules and index system of the medical insurance drug catalogue, and timely include drugs with high clinical value, obvious benefits to patients, and excellent economic evaluation into the scope of medical insurance payment according to procedures. Provide more new medicines and good medicines for the common people.
Since the establishment of the National Medical Insurance Bureau, it has carried out the adjustment of the national medical insurance drug catalog for four consecutive years. A total of 507 drugs have been added to the national medical insurance payment scope, and a batch of "magic drugs" and "zombie drugs" have been transferred out of the catalog.
More than 40 kinds of drugs for rare diseases marketed in China have been included in the National Medical Insurance Drug List.
Change 5: How is occupational injury insurance guaranteed? Continue to advance throughout the year
Occupational injury insurance is a "new type of occupational injury insurance" created for takeaway riders and online car-hailing drivers.
The "Opinions on Implementing the Key Work Division of the "Government Work Report" proposes to strengthen flexible employment services, improve social security policies for flexible employment, and carry out pilot projects for new employment forms of occupational injury protection, which will continue to be promoted during the year.
Due to the lack of stable labor relations, it is often difficult for employees in new employment forms to obtain work-related injury insurance protection.
However, with the advancement of relevant policies, new employment forms in pilot cities and related platforms this year will make up for the shortcomings of occupational injury protection.
Meituan CEO Wang Xing said recently that Meituan will actively participate in the occupational injury insurance pilot under the guidance of the policy to ensure that the pilot project is carried out according to the planned schedule, and will pay all the fees for participating pilots.
"At present, Beijing, Shanghai, Sichuan and other provinces have started to carry out the preparatory work for pilot occupational injury protection in the travel, takeaway, instant delivery and intra-city freight industries." Zhang Chenggang, director of the China New Employment Form Research Center at Capital University of Economics and Business, said that with the national unification The information platform of the company has been established, and the pilot work of occupational injury protection will be officially launched, and the exploration experience and data will be accumulated for the subsequent promotion in the country.
What does occupational injury insurance cover?
How is the compensation treatment?
According to industry insiders, occupational injury protection is paid by platform companies, and employees are not paid by individuals.
The scope and circumstances of its protection, and the standard and level of benefits are generally consistent with work-related injury insurance.