Imprisonment and a fine of up to two million dirhams, a penalty for stealing bank data

Scammers hunt their victims online with “fake prizes”

  • Youssef Al-Sharif: “Although banks put a high degree of security in place to protect credit cards, they can be hacked and stolen.”

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Legal Counsel, Dr. Youssef Al-Sharif, warned bank customers of electronic fraud and theft of their bank card data by clicking on unknown links that reach their mobile phones, claiming to win prizes, pointing to the Rumors and Cybercrime Law, which tightened the penalty for forgery, imitation or copying of a credit card by imprisonment. And a fine of up to two million dirhams.

Al-Sharif said in episodes broadcast by "Emirates Today" on its social media platforms, to shed light on the newly issued laws, that every eight purchases in the world, seven of them are made using electronic payment, and this means that paper money began to decrease and decrease until it is almost non-existent. Although banks put in place a high degree of security to protect credit cards, they can be hacked and stolen.

He explained the methods of fraud and card data theft, through two methods, the first is that the fraudster takes the card holder’s data, through the card owner himself, where the fraudster sends the victim a phone message, containing a fake link, impersonating the name and logo of one of the well-known organizations and companies, and claims to have won a prize, then he By filling in his data, he later discovers that his money has been stolen without the fraudster needing the card.

And he warned dealers not to believe any link that reaches their phones, email, or social networking sites, and asks them for their financial data, because companies and stores do not need such data, and if they want to organize a competition or draw for prizes, it is enough for them to know the name and date of purchase, Therefore, when such links arrive, they must be ignored, and the card data should not be disclosed to anyone, and if a message arrives from any party requesting card data, the bank must be contacted immediately and informed.

Al-Sharif explained that the second method is less dangerous than the first, and less prevalent, which is the theft of banking data through special devices that steal card data in the same place where the purchase is made, and the data can be used in second purchases, fraud and theft of money from his account.

He explained that the Emirati legislator, through Article 15, addressed these crimes, and decided a penalty for assaulting electronic payment methods by imprisonment and a fine of no less than 200,000 dirhams and not more than two million dirhams, or one of these two penalties, whoever forged, counterfeited or copied a card. Credit, debit card, or any electronic payment method, or he/she has seized its data or information, using information technology means, or an information system.

The same penalty shall be imposed on anyone who manufactures or designs any means of information technology, or a computer program, with the intention of facilitating any of the actions stipulated in the first paragraph of this article.

And decided a penalty for anyone who uses without permission a credit or electronic card or debit card or any means of electronic payment or any of its data or information, with the intent of obtaining for himself or for others the money or property of others or benefiting from the services offered by others.

He also punished anyone who used these counterfeit, imitation, or copied cards or other electronic payment methods, or the data of illegally seized electronic payment methods, with his knowledge of their illegality.

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