“The pace of mortgage development is also not balanced now, in our opinion.

Such rates were just one of the key factors in the growth of housing prices, ”RIA Novosti quotes Nibullin.

She expressed hope that the policy of the Central Bank and preferential programs in the future will become more targeted.

“There will be a rejection of such widely operating programs in favor of targeted ones.

And that this will gradually lead to the fact that the growth rate of mortgages will be more balanced, ”said the head of the Russian regulator.

According to her, in 2021 mortgage loans grew by almost 27 p.p.

In 2022, about 15-19 p.p. are expected.

Mortgage market expert Konstantin Shibetsky previously spoke about the rates for new and secondary housing.

Specialist of the Financial Literacy Center NIFI of the Ministry of Finance of Russia Olga Daineko gave advice to Russians who would like to take out a mortgage.