“Parity between physical and virtual credit cards will come just in 2022.

And then for another couple of years, physical carriers of loans will lose their relevance, ”RIA Novosti quotes him as saying.

Spivakov believes that in a few years about 15% of Russians will use a plastic card.

He explained their choice not by ease of use, but by the perception of credit cards as a beautiful accessory.

Earlier it was reported that in November 2021, about 1.31 million credit cards were issued in Russia.

These figures are 40% higher than the same period in 2020.