About 400,000 people have debts with the Enforcement Officer and the amount is increasing.
But it is difficult to say how much comes from consumer loans and installments.
And once you have ended up there, it is difficult to get rid of the debt, according to the Enforcement Officer.
- It easily becomes a vicious spiral with interest and fees so we see that some remain with us for 10-20 years, says Davor Vuelta, analyst at the Enforcement Officer.
Klarna was valued at SEK 390 billion in November.
But the Swedish payment company has also been criticized for contributing to over-indebtedness.
Do not miss the season premiere of Ekonomibyrån - Everyone can borrow! on SVT Play.