There is a virus on your computer.

You have received a Parcel post.

There is a message in your voicemail.

You have won a gift card in the draw.

The bank has sent you a private message that should be read.

Does it sound familiar?

We have written a lot about scams coming by phone, text message and email.

Because there are a lot of scams.

And because people lose a lot of money in them.

By July, criminals engaged in bank fraud alone had taken more than 5 million euros from Finns - this year alone.

Read more: 700 crime reports: 7 million were taken away from Finns with bank fraud

There are a lot of those who have cheated on scams.

And unfortunately there are also many who laugh at the deceived and brag that they would never fall for such a thing.

Should not.

Pride will also precede the fall in 2021.

There are two types of people: Those who have fallen victim to an online or telephone scammer and those who have not fallen victim to an online or telephone scammer - yet.

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There are two types of people: those who have fallen victim to an online or telephone scammer and those who have not fallen victim to an online or telephone scammer - yet.

In more and more cases, those who have ended up as a “customer” of a scammer say they would never have thought they would be sprayed by an online runner or a caller.

Because yes, they should have known.

Many share their experiences to warn others.

Others consider the teaching they receive to be their own knowledge - because being embarrassed is embarrassing if you have retouched with your own attention.

It's not embarrassing.

Any of us are cheating.

All you need is the right moment.

It can be in the morning with a sleeping pint.

It can be when you are in a hurry to pick up a child from the shelter.

It can be the moment when you are really waiting for a postal package.

Or it could be the moment when you have just bought movie tickets and a minute later an e-mail in Finnkino's name clicks into your mailbox.

It may be the moment when you genuinely install updates on your computer.

There are so many scam attempts that one will soon come at an opportune time.

Congratulations to you if your protections are upright 100 percent of your waking time now and always in the future.

But if you focus on laughing at others instead of warning about new scams, you’re part of the problem.

Scams are constantly evolving.

The rule of thumb that offers that sound too good cannot be true is no longer enough.

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The rule of thumb that offers that sound too good cannot be true is no longer enough.

Even if you know that Euro iPhone offers are not true, what do you do when you receive an email on behalf of a neighbor stating that he found the keys in your home and attached the pictures?

Or when it’s completely impossible to tell from a competition on Facebook whether it’s genuine or a scam.

Read more: “I found the keys on your way home, I took a photo of them” - these are the easiest scams to fall into these moments

Read more: Beware!

Finns share a vicious scam on Facebook - the price of the deviation is 67 € / month

Read more: Cheaters' new trick: With these words, the caller tried to get the Set, 49, to transfer money from their account

Blind paranoia is not the answer either.

If you raise the protections too high, communication with the rest of the world will stop.

I recently got a call from a nice-hearted woman who said I won a sack chair in a lottery company raffle.

I didn't think I participated in the draw.

An obvious scam then.

The caller got to work for quite some time to convince me of his point.

It was nice that he saw that trouble.

That beanbag chair is very comfortable.

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