The latest policy of affordable rental housing is here. How to advance and who can benefit?

Authoritative interpretation

  Regarding the "Opinions on Accelerating the Development of Affordable Rental Housing" issued by the General Office of the State Council not long ago, the heads of relevant departments and bureaus of the Ministry of Housing and Urban-Rural Development emphasized today (22nd) that all localities must insist that houses are used for housing, not for housing. The positioning of speculation, highlighting the livelihood attributes of housing, effectively strengthening the supply of affordable rental housing, and doing its utmost to help new citizens and young people alleviate housing difficulties.

  Not long ago, the General Office of the State Council issued the "Opinions on Accelerating the Development of Affordable Rental Housing," and the Ministry of Housing and Urban-Rural Development stated that the opinions must be implemented from many aspects.

Cao Jinbiao, Director of the Housing Security Department of the Ministry of Housing

and Urban-

Rural Development:

Before the end of October this year, the urban people's government must determine the construction goals and annual construction plans of affordable rental housing during the "14th Five-Year Plan" period and announce them to the public.

  Cao Jinbiao said that in cities with a large number of new citizens and young people, high housing prices or greater pressure to rise, during the "14th Five-Year Plan" period, the proportion of newly-added affordable rental housing to the total new housing supply should be more than 30%. .

For example, Shanghai currently proposes that during the "14th Five-Year Plan" period, 400,000 sets of affordable rental housing will be raised, accounting for about 40% of the total housing supply. Guangzhou has proposed that during the "14th Five-Year Plan" period, 600,000 sets of affordable rental housing will be raised. , Accounting for about 45% of the total housing supply.

  The Ministry of Housing and Urban-Rural Development stated that the urban people's government should formulate implementation measures in the region based on the opinions of the State Council, and clarify the application conditions, procedures and work requirements of various entities for the construction of affordable rental housing.

In addition, the urban people's government should promptly establish a leading group for affordable rental housing, and establish a joint project joint review and coordination mechanism.

Cao Jinbiao, Director of the Housing Security Department of the Ministry of Housing and Urban-Rural Development:

All affordable rental housing projects must be integrated into the housing rental service management platform for unified management, all projects must be included in engineering quality and safety supervision, and affordable rental housing must meet the small size, low rent, and be open to new citizens , The requirements of young people.

  Cao Jinbiao said that in the process of actively promoting affordable rental housing, all localities must resolutely prevent the sale or disguised sale of affordable rental housing, and it is strictly forbidden to defraud preferential policies or illegally operate in the name of affordable rental housing.

The provincial people's government should strengthen the monitoring and evaluation of the urban development of affordable rental housing, and incorporate the monitoring and evaluation results into the assessment of the city government.

  In addition, in response to real estate regulation issues, the Ministry of Housing and Urban-Rural Development stated that since the implementation of the long-term real estate mechanism in 2018, various regions and departments have focused on stabilizing land prices, housing prices, and expectations in accordance with the decision and deployment of the Party Central Committee and the State Council. The real estate market regulation has achieved significant results.

In 2020, the price increase of newly-built commercial housing and second-hand housing in 22 pilot cities decreased by 3.1 percentage points and 1 percentage point respectively from 2019, indicating that the long-term real estate mechanism conforms to China's national conditions, conforms to the real estate market development law, and is accurate and effective. of.

Cities such as Beijing and Changsha have explored boldly and summed up a series of successful experiences.

In the next step, all localities must insist that houses are used for living, not for speculation, and real estate should not be used as a short-term economic stimulus.

Zhang Qiguang, Director of the Real Estate Market Supervision Department of the Ministry of Housing and

Urban-Rural

Development:

We must work with relevant departments to further implement the main responsibilities of the city government, strengthen the supervision and guidance responsibilities of the provincial government, and resolutely hold the accountability of cities with weak regulation and excessive housing prices.

  Zhang Qiguang said that the next step will be to strengthen real estate financial management and control, improve the third-tier and fourth-tier financing management rules for real estate enterprises, implement bank real estate loan concentration management, and resolutely investigate and punish business loans, consumer loans, and credit loans that are used to purchase houses in violation of regulations.

Zhang Qiguang, Director of the Department of Real Estate Market Supervision of the Ministry of Housing and Urban-Rural Development:

(also) focus on establishing a real estate linkage mechanism, promote Beijing’s practices, limit housing prices, control land prices, improve quality, establish a land purchase enterprise qualification review system, and establish land purchase capital review and review Clearance mechanism.

  According to Zhang Qiguang, the Ministry of Housing and Urban-Rural Development and other eight departments have issued notices a few days ago, requesting the investigation and punishment of violations of laws and regulations in all aspects of real estate development, transactions, leasing, and property, in order to safeguard the legitimate interests of the people.