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Berlin (dpa) - Consumers looking for a better perspective on current account costs can first obtain information from Stiftung Warentest.
According to its own information, Stiftung Warentest makes its checking account comparison available free of charge on test.de on the Internet.
This means that all consumers are expected to have access to an objective and free comparison website by the second quarter of 2022.
Then the financial supervisory authority Bafin will put a state website into operation.
According to its own information, the authority expects the site to be ready for use in the second quarter of 2022.
Stiftung Warentest is currently comparing more than 300 current account models from more than 130 national and regional banks and savings banks.
More than 50 characteristics are recorded for each account model, for example the amount of overdraft interest, account fees or fees for credit cards.
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According to the European Payment Accounts Directive, Germany must ensure that all consumers have access to at least one objective and free comparison website for checking accounts.
Check24 initially operated this.
In mid-January, the comparison portal closed the certified website due to an unclear legal situation.
In the opinion of consumer advocates, the comparison website does not meet the requirements of the Payment Accounts Directive, which require substantial market coverage.
The Federal Association of Consumer Organizations (vzbv) and the North Rhine-Westphalian consumer organization went to court.
© dpa-infocom, dpa: 210408-99-124210 / 2
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Comparison website regulation of the federal government
Communication vzbv
Current account comparison Stiftung Warentest