How many times have you heard the saying that money does not bring happiness, until those words became ridiculous, but you may have to review this saying in a practical way in your personal life.

Far from slogans, there are many features in your life that make you rich without living in palaces.

Happiness is not far from you, so what do you think to go through the experiment more seriously, to review your life habits and discover your valuable possessions.

Banking expert Christine Addis says to Insider that she feels richer even after she is earning only about 40% of her previous 6-digit salary while traveling around the world, and many have decided to change their fields of work, and give up the pressure of the job and its huge salary, to buy comfort. Mind and enjoy less income.

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Whether convincing or unrealistic in your opinion, there are some universal indicators of wealth that you can apply in your personal life, to discover that you are really rich:

1. You can save money

Robert Kiyosaki wrote in his book Rich Dad Poor Dad: “Most people fail to realize that it is not how much money you make, but how much money you can save.”

Money does not solve financial problems, and it may even make them worse often.

Many are the people who won lottery prizes and then lost everything in a few years, as well as celebrities, professional athletes, and artists who made millions in their twenties and ended up bankrupt.

Getting sudden money such as an inheritance, a salary increase, or a drastic change in sources of income may cause a person to be called "financial chaos", according to Kiyosaki, which may destroy your life and change your aspirations and habits that caused your happiness in the past.

So, if you are one of those who can save even a small amount of income per month, then you are one of the rich.

2. Living comfortably with fewer means

If you become a consumer person who wants to own everything you see around you, and always looking for more even without the need to, know that even if your name is added to the list of the world's richest people, you will not feel satisfied.

Living below your potential is a key principle of responsible money management.

Spending less than you earn makes you rich, especially if you are one of those who control their purchasing desires and know the principle of dispensing.

Self-made billionaire Anthony Hsieh says learning to live within means was a lesson he received from his parents, who immigrated to the United States from Taiwan, and added that this habit helped him a little for 30 years.

Living at the lowest potential is a big challenge that many cannot achieve. If you are one of these, you should consider yourself one of the rich. A 2019 report by GOBankingRates revealed that a third of Americans cannot live according to their potential.

Avoid falling into the trap of credit card offers, as you are in the end the one who pays the bills for your purchases (networking sites)

3. Can you spend without salary?

That point again leads us to saving.

Be honest with yourself, because if you can live for some time without a monthly salary from work after retirement or dismissal, then you are rich.

No one can live without a salary for a long time, but you can manage your affairs until you take another path to earn money, if you are one of those lucky ones who do not work under the pressure of their jobs only to pay off their debts, then you are definitely rich.

4. The game of good and bad

If you know that money is just an ally to achieve more successes, then you think on the same principle as the wealthy who love them and are attracted to them before they earn it, as for those who are in their jobs waiting for a salary, they see that money is an evil that must be spent on their obligations.

If you are not afraid of money, and you view it as an ally and a tool that can help you achieve what you want in life, then you are well ahead in this game.

5. Do not rely on loans and credit cards

The consumer world pushes you to borrowing opportunities and very attractive credit cards, as if it is an open treasure door to meet your daily purchasing needs, but in fact you are in the end the one who gets involved in debts and bank interest. You will not be worrying about debt in your life.