The bailiff has noticed an increased concern during the corona pandemic.
More calls have come in to customer service from Swedes who do not know how to handle the situation.
- Many have had to completely change their finances.
Those who have small margins have found it even tougher, says Tina Häggmark, press spokesperson at the Swedish Enforcement Agency.
Warns young people to fall into the trap
The authority has also noticed increased pressure from young adults who fall into debt traps during the pandemic.
The proportion of young people who applied for debt restructuring increased by 41 percent during the first half of 2020, compared with last year.
- That young people get into debt at such a young age is worrying.
We have contact with people who are as young as 18 to 25 years old, says Tina Häggmark.
A culprit in the drama are the many lending institutions that offer fast loans, but with extremely high interest rates and poor terms.
Right now there are more offers online to take out fast sms loans for Christmas and New Year.
- It is important to really think about.
It is easy to deal with the heart instead of the brain, but there are consequences.
Building debt to buy Christmas presents is not the best solution.
The statistics are lagging behind
How many actually got into debt during the corona crisis will not be known until next year.
According to Tina Häggmark, this is because there is a delay in the Enforcement Officer's statistics.
- You often try as long as you can before you end up with us.
You cancel a subscription and borrow from friends, but in the end it is no longer possible.
Then an application will come to us.
Nor have the rental debts increased in the statistics, but according to Tina Häggmark this is due to the fact that many landlords have been more generous with installment plans during the pandemic.
- The rental debts are de facto still there, they just have not started to be collected yet.