They emphasized that repaying the resulting responsibility is the father

Experts: Insurance companies are not responsible for "children" traffic accidents

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Legal and traffic experts confirmed that insurance companies do not bear responsibility for traffic accidents committed by children, indicating that paying the value of the resulting damages or material losses is the responsibility of parents.

They added that families bear the full legal and civil consequences of driving their children into cars, while they are underage, pointing out that letting them put their lives at risk places them under the Child Rights Act.

The law prohibits those in charge of caring for the child from neglecting him, or the habit of leaving him without supervision or follow-up, or abandoning his guidance and direction, as he is punished with imprisonment for a period ranging between one month and two years whoever exposes to danger an event that has not yet reached 15 years or a person unable to protect himself, due to his health condition , Mental, or psychological.

The neglect of families and allowing children to drive vehicles, and subsequently causing traffic accidents, injuries or deaths, are part of the cases that expose them to legal accountability.

Last week, a traffic accident occurred, resulting in the death of a 12-year-old child, and the injury of two other children (13 years and 11 years), after a vehicle driving one of the injured in the Al-Ghayl area of ​​Ras Al-Khaimah deviated and deteriorated.

It turned out that the child used to drive and leave the vehicle at night.

Traffic expert and executive director of Saed Association Jamal Al Amiri said that the father’s neglect of his child and giving him the opportunity to drive the vehicle exposes him to legal responsibility, stressing the need to take steps to ensure that the child is prevented from obtaining the vehicle’s keys and driving it.

He explained that, "If the juvenile commits a traffic violation, his father (the owner of the vehicle) bears the responsibility for that, while the juvenile is responsible for driving the vehicle, as he is under the legal age and does not have a driver's license, and he may be deposited in the Juvenile Care Center.

He added that «insurance companies do not bear responsibility in the event of juveniles who are under the legal age or who do not have a driver’s license to drive a vehicle’s driving license, committing traffic offenses with their relatives’s vehicles, and therefore the guardian has civil liability and becomes obligated to bear the costs of material damage in private or public money or blood money. Or compensation awarded by the court to the injured person, or any damage caused to others ».

The Deputy Director of the Emirates Association for Child Protection, Moza Al-Shoumi, said that any negative act or behavior issued by the child bears the responsibility of his guardian, and that the attempt of children to drive vehicles needs awareness and guidance from families.

She explained that the child's commission of a traffic accident raises several questions, most notably: How did he obtain the vehicle key and how was he able to drive it without the knowledge of his family?

She stated that the absence of supervision and neglect are the cause of many illegal behaviors, in which children are not aware of the risks involved.

She added that the child's father bears the responsibility not to monitor his children and their behavior outside the home, because the Child Rights Law states that “The child care worker is prohibited from exposing him to ostracism, homelessness, neglect, or the habit of leaving him without supervision or follow-up, or abandoning his guidance and direction, or not doing »His affairs, or not to enroll him in an educational institution, or to leave him in the event that he interrupts education without a reason during the compulsory education stage.

In turn, the legal advisor and lawyer, Hanan Al-Bayadh, said that proving the father's neglect of his children, or leaving them without supervision, holds him responsible for the result that he suffered, due to his failure to fulfill his legal duty towards them.

She added that according to the law, the trial court is competent to determine the responsibility of parents for the harm that inflicts their children, whether there is negligence on their part, and for the existence of a causal relationship between the outcome of the child and the negative behavior of the parents of neglect or abandonment, then determine the nature of the offense committed and the text The law governing the incident, according to the circumstances and circumstances of each case.

The legal advisor and lawyer, Muhammad Al-Najjar, confirmed that the federal law regarding juveniles, delinquents and the homeless, stipulates that in the event that the juvenile commits a sinful act punishable by the penal law and the age of the juvenile is from the age of 7 to 16 years, the judge may take the necessary measures to place the juvenile in a care home As for the parents' position, the Public Prosecution may charge them with negligence, and parents are responsible for paying the value of financial compensation for the damages suffered by the victim as a result of the incident committed by the juvenile.

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