Early detection and early intervention to reduce expenditure and increase income (to explore people's livelihood on the front line)
Core reading
Establish anti-poverty monitoring and assistance mechanisms in various parts of Hebei to prevent poverty and return to poverty: through the visits of anti-poverty grid personnel and big data monitoring and management, focusing on non-sustainable and stable poverty alleviation households, non-poverty low-income households, and sudden income declines and sudden increases in expenditures By purchasing insurance and distributing insurance money to eligible anti-poverty targets, avoiding poverty and returning to poverty due to excessive expenditures; establishing a long-term anti-poverty mechanism to drive the people to continue to increase income by stabilizing employment and industries.
Hebei Province is one of the earlier provinces to establish a poverty prevention monitoring and assistance mechanism. In recent years, we have been focusing on poverty alleviation and prevention together, effectively preventing the occurrence of poverty and returning to poverty.
Recently, the reporter followed the State Council’s Poverty Alleviation Office to visit Julu County and Wei County, Hebei Province, to see how the locals can find the right target for assistance, build a dense security network, and establish a long-term poverty prevention mechanism.
Timely warning, home verification
Detailed screening of upper and lower linkage
During this period of time, Li Junhui walked into the village.
He is an anti-poverty grid member in Houxinzhuang Village, Julu County, Hebei. He visits 40 homes every day, mainly taking care of patients with chronic diseases and left-behind elderly.
Some time ago, Zhi Xinguo, the key subject, was hospitalized in another place for a month. This information was discovered during his careful visit.
Why focus on Zhi Xin Guo?
Lao Zhi is a poverty-stricken household who has established a file and registered a credit card. Through a solid policy of poverty alleviation, his family is diligent in farming and raising sheep. In 2016, he got rid of the "poor hat".
However, a serious illness brought about "wind and rain": Zhi Xinguo was hospitalized in the Second Hospital of Hebei Medical University for nearly a month due to heart disease, which cost more than 180,000 yuan.
After medical insurance reimbursement, Lao Zhi paid more than 90,000 yuan.
"If expenditure increases sharply, will it return to poverty?" Li Junhui used the mobile app to issue an early warning immediately, and village cadres entered the household to investigate and verify, entered the anti-poverty process, and connected to the anti-poverty early warning management platform.
According to reports, after getting rid of poverty in Julu County, non-continuous stable poverty alleviation households, non-poverty low-income households, and farmers whose income has fallen sharply and expenditures have risen sharply have been selected as key monitoring targets, and further subdivided into disease, disaster, and cause. 10 types of situations such as learning and accidents.
At present, there are 2,229 grid members in 291 villages in the county, who walk from home to their homes, and feedback information through the mobile APP at any time.
"A mobile phone calls, a platform responds, and a group of departments will deal with it jointly." Sun Baoxiang, secretary of the Julu County Party Committee, said that the county has established a precise poverty prevention database covering all farmers in the county, focusing on 1,742 households and 4897 people. monitor.
The county had a total of 1,849 anti-poverty warnings, rescued 399 people, and distributed 4.175 million yuan in aid to build a "dam" from the source to prevent poverty and return to poverty.
"Thanks to the help from the county, the whole family did not fall into poverty again!" Departments at all levels responded quickly, and the anti-poverty insurance paid Zhi Xinguo more than 22,000 yuan.
My lover and myself have a minimum living allowance of 470 yuan per month; PV shares will receive a dividend of 3,000 yuan per year; in the prevention and control of the epidemic, the village has also arranged related positions for him. Old Zhi has been on duty for more than 40 days and earned more than 2,000 yuan... …Zhi Xinguo calculated the income account with tears in his eyes.
Purchase insurance and cadre assistance
Weaving dense three-dimensional security net
Fang Xiaozhuang Village, Dongdaigu Town, Wei County, Hebei Province, Fang Xiangkui is already busy.
He separated three sheep pens in the yard and raised more than 150 sheep.
Fang Xiangkui was very skillful in cleaning the sheep pen while adding forage.
A few years ago, Fang Xiangkui got rid of the poverty hat by running and transportation. However, when he took off the hat, his wife Han Xiumei suffered from a malignant tumor and spent more than 140,000 yuan in hospital.
After being reimbursed, I also get 57593.5 yuan at my own expense.
"For treatment, all relatives and friends can borrow, and after the operation, the whole family has only 100 yuan left." Fang Xiangkui said.
Just as the whole family was worried, the anti-poverty insurance helped.
Chen Ruixue, director of the Wei County Poverty Alleviation Office, said that the county has reached an agreement with the insurance company, and the county finance has set aside 4 million yuan as the anti-poverty insurance fund.
"10% is insured, and more than 800,000 rural people are covered." Fan Zhongqing, secretary of the Weixian County Party Committee, said that anti-poverty insurance can not only play a guarantee role, but also reduce financial pressure.
Use the anti-poverty mechanism, purchase third-party services, and use the professional methods of insurance companies to conduct household surveys and accounting, and issue insurance money to eligible anti-poverty objects.
After receiving an early warning from Fang Xiangkui, Liu Zhili, an anti-poverty insurance claim settlement investigator, took the initiative to come to his door to "see four and one calculation" to look at housing, large items, furniture, children, and count as per capita income.
After co-investigation by the Bureau of Land and Resources and other departments, their family met the claims standard, and more than 40,000 yuan of insurance assistance was credited to Han Xiumei's account.
"Comprehensively, the medical expenses are only about 10,000 yuan." Han Xiumei said.
According to Fan Zhongqing, according to the different characteristics of the anti-poverty targets, the county arranges cadres to help and tailor them to improve their anti-risk capabilities.
Today, every monitoring household in the county has key cadres to help.
Helping cadres and village cadres meet regularly and meet weekly to dynamically optimize the methods of assistance.
Liu Qiangzhou is a cadre of the County Agricultural Machinery Bureau, and now he helps Fang Xiangkui point to point.
During the visit, he found that Fang Xiangkui had an advantage in raising sheep, so he introduced a technical instructor and coordinated a small loan of 50,000 yuan for poverty alleviation.
With good policies, Fang Xiangkui raised more and more sheep, once growing to more than 300, and his income was guaranteed.
Develop industry and ensure employment
Improve long-term poverty prevention mechanism
Walking into the "Poverty Alleviation Factory" in Lianzaolin Village, Qiandamo Township, Wei County, the sound of "Da Da Da" is endless. Sun Weiwei is operating an electric sewing machine to make school bags.
Sun Weiwei used to work in a garment factory in Miyun District, Beijing.
Affected by the epidemic this year, she has not received a notice to resume work.
In March, she came to the village factory to try her luck.
"The most lack of skilled workers can be regarded as a great help." said Wang Junbo, chairman of Bake Bags Co., Ltd.
"Reducing expenditures and increasing income is an important way to prevent poverty." Chen Rui said that relying on poverty relief funds to reduce expenditure is one aspect, and the fundamental strategy is to find ways to drive the people to stabilize and become rich.
The survey found that among the 1.06 million population of Wei County, about one-third of the population went out to work, but many unstable and marginal households need to take care of the elderly and children, and there is no good way to increase income.
In response to this situation, Wei County has innovated policies to attract capable people to return to their hometowns to start businesses. The government will fund the use of idle land in each village to build micro-factories with an area ranging from 800 to 2,000 square meters, and then lease them to enterprises on preferential terms .
Today, Wei County has developed 156 "poverty alleviation micro-factories", developed cottage industries such as luggage, clothing, plush toys, and driven more than 6,100 people’s doorstep employment, achieving an average monthly income increase of more than 2,000 yuan.
Sun Baoxiang said that with regard to the problem of sudden decline in income, fundamental measures such as industrial development and employment training must be taken.
Take the local honeysuckle planting as an example. The flower seedlings are provided to the villagers for free, 900 yuan per mu for the first year, 1 yuan for picking 1 kg, free technical guidance, chemical fertilizers, pesticides... 48,000 people are relieved of poverty by the honeysuckle industry, accounting for all of them. 56.5% of the masses.
"Industry is the foundation of poverty alleviation and the foundation of enriching the people, but it is strongly restricted by natural conditions, and there is a certain potential danger." Chen Ruixue introduced that in March this year, Wei County issued a plan to allocate 2.9 million yuan of financial funds from the county government as insurance premiums. Insure the two key objects of the county's specific industrial projects and migrant workers.
"In terms of industrial poverty prevention, assistance will be given to those who have suffered various natural disasters, fires and other accidents; assistance will be given to those who suffer from a risk of accidents during the work period that cause the interruption or reduction of family income and the risk of poverty or return to poverty."
Our reporter Chang Qin