The Federation of Independent Trade Unions of Russia (FNPR) appealed to the Prime Minister of the country, Mikhail Mishustin, with a request to exclude the funded component from the state compulsory pension insurance system.
The letter states that with an average life expectancy of 72 years, the so-called actual survival period is 12 and 15 years for men and women, respectively.
At the same time, in 2015 for the funded part of pensions, this indicator was set at the level of 19 years, and by 2021 it will grow to 22 years.
“This practice discredits the very idea of a funded pension, as it reduces the amount of pension coverage for the insured,” the Federation of Independent Trade Unions of Russia explained.
As stated in the letter, earlier the parameter of the period of the expected pension payment was removed from the system of state compulsory pension insurance (OPS), but it is retained for the funded component, which "leads to legal conflicts."
It is noted that since the funded component is in the OPS system, then it is necessary to be guided by uniform norms, and not to apply separate approaches for each element of the system.
"The FNPR proposes to stop the practice of increasing the expected payment period, to resolve the issue of legislative withdrawal of the funded component from the system of state compulsory pension insurance," the letter says.
According to the Russian Pension Fund, the average funded pension in the first seven months of 2020 was RUB 956.
per month.
Since August 1, they have increased by 9.13%, the recalculation affected 80 thousand pensioners.
The average insurance pension in 2020 is 16.5 thousand rubles.
Next year, according to the Ministry of Labor, it will grow to 17,443 rubles.
“In 2021-2024, the indexation of payments will exceed the level of expected inflation.
From January 1, 2021, pensions will be indexed by 6.3%, from January 1, 2022 - by 5.9%, from January 1, 2023 - by 5.6%, from January 1, 2024 - by 5.5% ", - indicated in the ministry.
In March, the Federation of Independent Trade Unions of Russia had already proposed to exclude the funded part of pensions from the mandatory pension insurance system, making it voluntary.
In addition, in July, two self-regulatory pension organizations (SRO) - ANPF and NAPF - proposed to the Central Bank to introduce a pension tax deduction in Russia with a limit of up to 400 thousand rubles instead of the current 120 thousand rubles.
It was noted that the innovation can help stimulate citizens to accumulate additional pensions on their own.
Voluntary choice
As the chairman of the Federation of Independent Trade Unions of Russia Mikhail Shmakov told RT, the FNPR has for many years been promoting the requirement to exclude the funded element from the compulsory pension insurance system.
“It is de facto excluded, because every year a decision is made that the funded part of 6% should not be transferred, but all this should be transferred to the solidary part of the pension of the Pension Fund budget.
But de jure, this has not been canceled, although this was a condition when the new retirement age was introduced.
The funds that have already been transferred to non-state pension funds as part of this funded part of 6% of the rates of contributions to the Pension Fund, payments on them are constantly decreasing by government decisions that the government is constantly increasing the permanent survival time, ”he explained.
© RIA Novosti / Vladimir Astapkovich
In turn, the head of the State Duma Committee on Labor, Social Policy and Veterans Affairs, Yaroslav Nilov, pointed out that the issue of the need to transform the funded component has been repeatedly raised, in particular in resolutions of the lower house of parliament.
“What they wrote to the government is good, in any case, this decision should not be for the government.
It is necessary to amend the current pension legislation ... There is a law that defines the framework for the compulsory pension insurance system, which, among other things, talks about the formation of a funded pension.
All this must be governed by the law.
And you need to understand what will happen to the money that citizens already have, who at one time, earning, formed a funded pension in an automatic mode, "said the interlocutor of RT.
The parliamentarian also noted that the funded component of the pension has been “frozen” for several years.
“This means that the entire 22% tariff goes to the insurance pension.
That is, we can conclude that the system of pension savings did not work fully ... Citizens had to be given the choice to voluntarily determine whether to form a funded pension or not, "Nilov added.