Achieving financial independence is a goal for all people, and they dream of achieving it because it provides them not only with abundance of money, but also power and freedom.
In a report published by the Spanish site "Psycho Activa", writer Isalia Farias says that achieving financial independence makes a person free in his actions, away from interference by others, and gives him complete freedom in making his decisions.
But the question is how to achieve this financial independence, so the site first notes that the writer Nelson Enrique Rodriguez - in a study he published entitled "Money and Management and the Search for Financial Freedom" - pointed out that many confuse achieving wealth on the one hand and achieving financial independence on the other hand. It is a mistake that is not limited to heads of families, but even businessmen.
And those who better manage their savings and dispose of their money, can achieve this goal, especially after following a set of tips and rules in financial behavior.
1- Take control of your money
Avoid spending on unnecessary purchases. Much of what you bring home may end up in the basement without using it, so you should only buy the things that you really need, and avoid irrational shopping behavior, especially during sales periods such as "Black Friday" in addition to the need to register and account All incomes and expenses and their control.
2- Caution in using a credit card
The bank card must be used consciously, and pay attention to the sums that are disbursed through it, especially since we sometimes do not feel the value of money when we do not pay it in cash out of our pocket.
It is necessary to pay attention to the amounts that are disbursed via bank cards (Shutterstock)
3- Record your expenses
It is very important to keep personal accounts and record all income and expenses, in order to monitor and follow up where your money goes, which will make it easier for you to manage it, and today there are many smart phone applications that can facilitate this.
4- Improving the career path
The site advises you to venture into new professional fields or change jobs, if you see that your current career is not promising and does not achieve the financial prosperity that you aspire to, in our current era many have succeeded in relaunching their careers and breaking into new areas, by developing their way of thinking and skills and keeping pace with changes The trendiest in the world.
5- Long-term planning
Beware of crazy behavior and fast spending, especially for those who act as if there is no tomorrow, and these people often suffer from the problem of compulsive spending when shopping.
No one can predict what will happen in the future, and every person is exposed to many unpleasant accidents and surprises, and financial conditions can turn upside down between day and night, so a part of the income must be saved for the "black day".
Part of the income must be set aside for times of crisis (Getty Images)
6- Work based on realistic goals
You may not be able to buy the car you want during this year or even next year, but you can achieve this goal by progressing with simple and steady steps, by collecting money gradually, this method is much better than falling into the trap of loans and debt spiral that will deprive you of Sleep.
7- Diversifying sources of income
Perhaps you have many talents and abilities, which you can activate and make them a source of money, by engaging in a second activity besides your job.
It is also advisable to diversify investments and divide them into various opportunities and fields, to avoid losing everything at once in the event of a crisis.
8- Set aside some money for training
The site advises every ambitious person to invest in improving his professional qualifications and acquiring new knowledge and skills that give you more opportunities, which is the best investment in order to earn more money in the future.
In conclusion, the site cautioned that a person should reward himself from time to time, in the event of adherence to these tips, as excessive and continuous austerity and discipline may have negative effects, so a part of the money must be allocated to entertainment and to dispose of it freely, and to carry out fun individual or family activities .