A study carried out by Meilleurtaux.com and revealed Monday morning by Europe 1, shows that buying is a better option than renting.

The website has scrutinized 36 French cities and reveals the period from which the purchase is more profitable.

The record is for Lyon, where you have to wait 18 years.

EXCLUSIVE

A study carried out by the mortgage comparator Meilleurtaux.com and revealed Monday by Europe 1 and

Le Parisien

shows that buying is a better option than renting in real estate.

36 French cities were scrutinized with, in each of them, a comparison of the borrowing costs and the costs linked to the rental for the same 70 m2 apartment.

A great disparity according to the cities

Meilleurtaux.com's conclusion is as follows: if you've been renting your apartment for more than three years and five months, you would have done better to buy it from the start.

Because, from now on, you are losing money.

But this average hides very contrasting realities depending on the metropolis.

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In 27 cities, the time from which buying is more profitable than renting is shorter.

In Perpignan, for example, 11 months are enough.

The duration is 13 months in Nîmes, Orléans, Clermont-Ferrand, Metz, Caen and Tours, and 14 months in Le Havre.

Absolute record for Lyon

At the other end of the ranking, there are the cities where real estate is soaring and where the duration is much longer: in Nantes, Boulogne-Billancourt and Montreuil, it takes eight years, or even a little more.

In Bordeaux, we will have to wait 12 years and 6 months, and 13 years in Paris.

The absolute record is for Lyon, where this duration is 18 years.

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All these durations have exploded this year compared to last year, a consequence of the increase in real estate prices, combined with the rise in lending rates, even if it is only slight.