China-Singapore Jingwei client, July 10 (Wan Keyi) Unemployment insurance concerns the basic livelihood security of the unemployed. Since 2020, at least 13 provinces including Beijing, Shanghai, Shandong, and Hubei have raised the unemployment insurance standard. . At the same time, the “enlargement” of unemployment insurance from the central to the localities has made its coverage wider.

13 provinces raise unemployment insurance standards

  In order to increase the income level of the unemployed and protect their basic life during unemployment, the Beijing Municipal Human Resources and Social Security Bureau has recently issued a "Notice on Adjusting the Standards for the Unemployment Insurance Disbursement". The monthly standard for unemployment insurance benefits is increased by 110 on each basis. yuan.

  Beijing’s adjusted unemployment insurance standard is: If the cumulative payment time is less than 1 year and less than 5 years, the monthly unemployment insurance payment standard is 1816 yuan; If the cumulative payment time is more than 5 years and less than 10 years, the unemployment insurance monthly payment standard is 1843 Yuan; if the cumulative payment time is over 10 years and less than 15 years, the monthly payment standard for unemployment insurance is 1870 yuan; if the cumulative payment time is over 15 years and less than 20 years, the monthly payment standard for unemployment insurance is 1897 yuan; the cumulative payment time is over 20 years For the above, the monthly standard of unemployment insurance payment is 1925 yuan; from the 13th month onwards, the standard of monthly unemployment insurance payment will be 1818 yuan. The standard of one-time living subsidy for peasant contract workers was adjusted from 1542 yuan to 1652 yuan.

  Shanghai made it clear that from July 1st, the highest standard for unemployment insurance in 2020 will be adjusted from 1,815 yuan to 1,895 yuan, an increase of 80 yuan. The specific adjustment is as follows: Unemployed people who receive unemployment insurance in the first 12 months, the unemployment insurance standard is 1895 yuan/month. For unemployed persons who receive unemployment insurance money in the 13th to 24th month, the unemployment insurance standard is 1516 yuan/month. For unemployed persons who receive unemployment insurance money for an extended period of time, the unemployment insurance standard is 1,240 yuan/month.

  Since July 1, Tianjin has raised the standard for the payment of unemployment insurance benefits and other benefits. If the period for receiving unemployment insurance benefits is between the first and twelfth months, the standard for the monthly payment of unemployment insurance benefits will be raised from 1,330 yuan to 1,420 yuan; if the period for receiving unemployment insurance benefits is between the thirteenth and twenty-fourth months, the month for unemployment insurance benefits The payment standard was increased from 1,290 yuan to 1,380 yuan. In addition, the standard of unemployment insurance benefits for farmers and other contract workers who have terminated their labor relations has also been adjusted accordingly.

  In February this year, Liaoning issued a notice saying that during the fight against the epidemic, it is necessary to strengthen the guarantee of the basic treatment of the unemployed and temporarily raise the unemployment insurance premium standard to 3 months after the end of the epidemic. If the unit where the unemployed person paid the job and the accumulative total payment for one year are less than 10 years, the unemployment benefit standard will be raised from 85% of the current local minimum wage standard to 90%; The unemployment benefits standard has been raised from the current local minimum wage standard of 90% to 95%.

  Shandong, Heilongjiang, Hubei, Hunan, Guangxi, Guizhou, Ningxia and other provinces stipulated that the unemployment insurance premium should be raised to 90% of the local minimum wage.

  It is worth mentioning that, as unemployment insurance premiums are linked to local minimum wage standards, Fujian and Qinghai provinces have raised their unemployment insurance premiums after raising the minimum wage standards this year. Among them, the payment standard in Qinghai was adjusted from 1,350 yuan per month to 1,530 yuan per month, a unified increase of 180 yuan.

  Su Jian, director of the National Economic Research Center at Peking University, believes that raising the unemployment insurance standard will help increase labor income. From a macroeconomic perspective, this move helps stabilize consumption; from a social perspective, it helps social stability.

  According to Mo Rong, vice president of the Chinese Academy of Labor and Social Security Research, in terms of institutional concepts, unemployment insurance is changing from passively guaranteeing the basic lives of unemployed people to actively promoting employment and preventing unemployment. This means that my country's unemployment insurance is not only a policy tool for social insurance, but also an important tool to stabilize employment and promote employment. It is also an important part of the employment priority policy system.

  Which groups can receive? How long does it take?

  The new latitude and longitude in the data map Dong Xiangyi photo

  What are the requirements to receive unemployment insurance? According to the Ministry of Human Resources and Social Security, Article 45 of the Social Insurance Law and Article 14 of the Unemployment Insurance Regulations stipulate that to receive unemployment insurance money, you need to meet three conditions: One is to participate in unemployment insurance according to the regulations. Those who have fulfilled their payment obligations for one year in accordance with the regulations; second, they have not interrupted employment for their own will; third, they have gone through unemployment registration and have job search requirements.

  Regarding the time limit for receipt, Article 46 of the Social Insurance Law and Article 17 of the Unemployment Insurance Regulations stipulate that the unit where the unemployed person is unemployed and the accumulative payment period of one year and less than 5 years in accordance with the regulations shall receive unemployment insurance money. The maximum period is 12 months; if the cumulative payment time is less than 5 years and less than 10 years, the maximum period for receiving unemployment insurance money is 18 months; for the cumulative payment period of more than 10 years, the maximum period for receiving unemployment insurance money is 24 months. After re-employment, if you are unemployed again, the payment time will be recalculated. The period for receiving unemployment insurance money can be combined with the period for unemployment insurance money that you should have received but not received for the previous unemployment, but the maximum period cannot exceed 24 months.

  It is worth noting that the “Notice on Expanding the Scope of Unemployment Insurance Protection” issued by the Ministry of Human Resources and Social Security and the Ministry of Finance in May this year stipulates to extend the period for the elderly unemployed to receive unemployment insurance benefits. Unemployed persons whose legal retirement age is less than one year can continue to pay unemployment insurance to the legal retirement age.

  These people can claim unemployment benefits or temporary benefits

  What if the unemployment insurance payment expires but you are still not employed? do not worry! The above-mentioned "Notice on Expanding the Scope of Unemployment Insurance" proposes to implement the unemployment subsidy policy in stages. From March to December 2020, unemployed people who are still unemployed after receiving unemployment insurance premiums and insured unemployed people who do not meet the conditions for receiving unemployment insurance premiums can apply for unemployment subsidies for 6 months, the standard does not exceed the local unemployment 80% of the insurance premium. The period of receiving unemployment benefits does not reduce the number of years of participation payment. Unemployment benefits are paid on a monthly basis, and are drawn from the “other expenditure” account of the unemployment insurance fund.

  In addition, the above "Notice" also clearly expands the coverage of unemployment migrant workers in stages. For the unemployed migrant workers recruited by the participating units as stipulated in the "Unemployment Insurance Regulations", individuals do not pay the fees, and have worked continuously for a full year, a one-time living allowance shall be paid in time. From May to December 2020, for unemployed migrant workers who have been insured for less than one year after January 1, 2019, refer to the urban minimum living standard in the participating place, and provide temporary living subsidies no more than 3 months per month. Unemployed migrant workers who participate in insurance and pay the same amount as urban employees shall be paid unemployment insurance or unemployment subsidies according to the regulations of the place of insurance.

  The new latitude and longitude photo by Zhang Yihua in the data map

  Specifically implemented at the local level, the Sino-Singapore Jingwei client found that as of press time, most provinces across the country have issued relevant rules.

  Take Beijing as an example. For those who have paid contributions for one year, the standard of unemployment benefits is 1408 yuan per month; for those who have paid contributions for less than one year, the standard of unemployment benefits is 880 yuan per month. Unemployed peasant contract workers who have been insured for less than 1 year can receive a temporary living allowance of up to 3 months per month. The temporary living allowance is 880 yuan per month.

  In Hainan, unemployment benefits are paid at a rate of 1,200 yuan per month for those who have paid insurance for a full year; those who have paid less than 1 year are paid at a rate of 800 yuan per month.

  In Hubei, the unemployment benefit standard is determined according to 80% of the local unemployment insurance standard for those who have paid contributions for 1 year; the unemployment benefit standard is determined according to 50% of the local unemployment insurance standard for those who paid less than 1 year ..... .

  Zhang Yinghua, an executive researcher at the World Social Security Research Center of the Chinese Academy of Social Sciences, pointed out to the media that the groundbreaking permission to include "unemployed persons who have participated in insurance contributions for less than one year" as the target of protection is one of the highlights of this unemployment insurance "enlargement" policy. In her view, although this is still a "phased" policy, it shows a breakthrough in the reform of the unemployment insurance system, that is, to change the regulations that take "1 year" as the boundary, so that the unemployment insurance system can adapt to the new employment pattern and the labor force. New changes in the market really highlight the importance of this social insurance program. (Sino-Singapore Jingwei app)

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