In his appeal, the legislator recalled that at present, when buying a house, an officially working citizen can make personal income tax return (13%) from the amount of up to 2 million rubles, as well as from the amount of up to 3 million rubles on interest on the loan.
However, these amounts are far from the real cost of housing, especially in Russian megacities, Fedorov said.
“In order to increase the affordability of housing for Russian families and approximate the amounts subject to tax deduction on property to the actual value of real estate, I ask you to consider the possibility of doubling the amount that citizens can make a tax deduction to 4 million and 6 million rubles accordingly, ”is written in the body of the message.
As explained by the lawyer, partner of Novator Legal Group, Alexander Katkov, at present, you can apply for a tax deduction through the tax office or the employer.
“If a person bought an apartment, conditionally, for 8 million rubles, of which 6 million he took on credit, he will pay about 3.5 million in interest, depending on the rate. And he will receive the main deduction from 2 million rubles - 260 thousand, and the second, additional - from the amount of 3 million, ”he said.
Earlier, Russian President Vladimir Putin proposed to extend a 6.5% preferential mortgage for families to purchase new housing worth up to 6 million rubles, and in Moscow and St. Petersburg - up to 12 million rubles.