“If you have the opportunity to pay the amounts feasible for you to the creditor during the grace period, then these payments will be sent to reduce the main debt on the loan,” RIA Novosti commented.
30 days after the end of the credit vacation period, the borrower must begin to pay the interest accrued during this time and pay it within 24 months in equal monthly installments.
In addition, penalties arising during or before the credit holidays and overdue interest must also be paid in equal monthly installments after the end of the grace period.