Sweden has in a short time become one of the world's most cash-free countries. More and more people do not use cash at all. This is of concern to the Riksbank, which believes that banknotes and coins will be important in the future as well.

- Not all people have the opportunity to use digital tools, says Christina Wejshammar at the Riksbank's payments department.

Question marks remain

The new law comes into force at the turn of the year and means that authorities and the six largest banks must start planning for improved cash services throughout the country. The number of kilometers that people will need to go to withdraw money is not yet determined, but in 2021 it will start to work in practice.

The banks are also required to enable the country's entrepreneurs to deposit their cash funds at the bank, to "bank" as the term reads. The nail therapist Ulrika Ljung in Skellefteå welcomes this.

- I often get cash so I have problems because you can't come to the bank with money.

However, the private person who wants to empty the piggy bank or pay bills with cash does not have much support to obtain from the new law.

- As far as the public is concerned, only the withdrawals are covered by the law. This is one of the points where the Riksbank has been critical and thinks it should have been covered as well.

"A partial victor"

Björn Eriksson is the spokesperson for the Lobby group Cash Uprising, which among other things joins PRO and the Swedish Confederation's National Association. He sees the change of law as a bit along the way

- It is only a partial victory if it is not followed up by the retailer receiving cash. It will be the next big battle.