According to the publication, the information was confirmed by the United Credit Bureau (OKB) and Yandex.
According to the presentation of the Design Bureau, the project is called "Internet scoring bureau".
It is noted that the credit history bureau has data on loans, loan requests, payments of an individual, as well as his credit load.
At the same time, Yandex has statistical, “aggregated and anonymized” data about users.
The presentation states that scoring (a method of assessing creditworthiness. - RT) is carried out “on the basis of Yandex’s analytical features.
This score is then added to the scoring score of the credit bureau, and the total score is sent to the bank.
“Anonymous data is processed automatically by algorithms and is exclusively in the closed circuit of Yandex. In analytical models, more than 1 thousand diverse factors are used, ”Yandex said.
Earlier, the most credited regions of Russia were named, they turned out to be Kalmykia, Tuva and Kurgan region.
The economist Nikita Maslennikov, in an interview with Nation News, rated the rating of the most loaned regions of Russia.