On the seventh day of the strike, and while transport is still severely disrupted, Édouard Philippe presented Wednesday, December 11, the pension reform project of the executive. Promise campaign Emmanuel Macron, this project aims to create a universal system by points. Each employee will accumulate points throughout his career, which he can follow the level on his retirement account on the Internet in real time, from which the amount of his pension will be calculated.
This system will take into account the entire career and not the best 25 years for private employees and the last six months for civil servants, as is currently the case. Back on the main announcements and confirmations of the Prime Minister.
>> To read also: "Pension reform: Édouard Philippe unveils his plan, slings unions"
Which generations are affected / excluded by the new reform?
Originally planned to apply from the 1963 generation, the future reform will not ultimately apply to generations born before 1975.
"The 2004 generation, which is 15 years old today and will turn 18 in 2022, will be the first to integrate the new pension system," said Philippe. "For people already in the workforce, we have chosen to change nothing to those who are today under 17 years of retirement, that is to say for those born before 1975 and who will have more 50 years old in 2025. "
Promising a "gradual transition", the Prime Minister has specified that all the part of career carried out until 2025 would give rise to a retirement calculated on the old rules - only the years worked from 2025 will be regulated by the new "universal system ".
Retirement age maintained at age 62, but "work a little longer"
"We will maintain the legal age of retirement at 62," said Wednesday Philippe Philippe. But "to guarantee pensions, to finance a high level of solidarity", "without raising taxes", it will be necessary to "work a little longer", he added.
"Without forcing (the French), we will have to encourage them to work longer," said the Prime Minister. "The government therefore intends to take up the proposal of the High Commissioner (Jean-Paul Delevoye) to insert above the legal age an age of equilibrium with a system of bonus-malus."
This pivotal age, which will have to be reached in order to receive a full-rate pension, should therefore be introduced and set at 64 in 2027. However, exemptions are provided for people who have started to work early or those who work in two categories can continue to leave two years before the others - and for people who, with disabilities, can no longer work like the others.
How will the value of the point be fixed?
Faced with concerns expressed by unions that fear the point is a "fiscal adjustment variable", Edward Philippe promised that the law would give "indisputable guarantees" on the value of the point.
"We will therefore commit ourselves to ensure that the value of the point is not set on the eve of the difficult budget, we will ask the social partners to set its value and its evolution, under the control of Parliament," said the Prime Minister .
The law will provide a golden rule so that the value of acquired points can not decline and a progressive indexation over prices, as is the case today, but on wages.
What future for special diets?
"The time of the universal system has come, that of special regimes is coming to an end," said Philippe. "We will go all the way, we will put an end to the special diets, gradually, without brutality, in respect of the individual courses."
As previously announced, the professions exposed to dangerous functions in the framework of sovereign missions - the internal security forces, firefighters, police, gendarmes, prison guards or the military - "will retain the benefit of derogation from "they have now," said the prime minister.
Minimum pension at € 1,000, measures for teachers and women ... What guarantees?
Among the other measures announced by the Prime Minister is the minimum pension of € 1,000 net per month. The latter will be guaranteed provided you have a full career at Smic. The minimum pension will be guaranteed by law to 85% of Smic over time and evolve like him.
Teachers, meanwhile, will not lose "one euro pension," said Philippe. "We will enshrine in the law the guarantee that the level of pensions will be comparable to the level of pensions of equivalent functions in the civil service." And he added: "We will undertake revaluations necessary to maintain the level of pensions (teachers), we will gradually and from 2022."
What about women? "(They) will be the big winners of the universal system", promised Édouard Philippe. The new system will grant additional points for each child from the first child - not from the third child as today.
This increase of 5% per child will be granted to the mother "unless otherwise chosen by the parents". Beyond 5% per child, 2% extra will be granted to parents of large families - three or more children. In parallel, the system of reversion will be generalized and "improved" by guaranteeing to the surviving spouse "70% of the resources of the couple".
But mothers, widows or divorced women should be the big losers of this reform.
With Reuters
Newsletter Do not miss out on international news
Do not miss out on international newssubscribe
google-play-badge_FR