An official source at the Abu Dhabi Housing Authority (ADHA) said that ADTA has reached out to all 211 citizens who were recently granted an exemption decision and called on them to go to the banks concerned with their loans to settle their financial situation without the need for any documents.
The source stressed the right of every retired citizen whose pension is less than 20,000 dirhams, to apply for an exemption, noting that the Authority began to receive new applications from citizens through the official website, to exempt them from housing loans.
In accordance with the directives of His Highness Sheikh Khalifa bin Zayed Al Nahyan, President of the UAE, His Highness Sheikh Mohammed bin Zayed Al Nahyan, Crown Prince of Abu Dhabi and Deputy Supreme Commander of the UAE Armed Forces, ordered the exemption of 211 citizens from retirees, in addition to the families of the deceased, from Sadad Dues of housing loans in Abu Dhabi, with a total value of 208 million dirhams, in order to provide a decent life and achieve family stability for citizens.
The source said that the Authority contacted all the citizens who were covered by the decision to exempt from repayment of housing loans, pointing out that those who were included in the decision, who numbered 211 citizens, began to go to the banks concerned with their loans to settle their financial matters related to the housing loan.
He said that the Authority has finished informing all the beneficiaries of the exemption decision, in accordance with the controls and conditions announced about a year ago, and they represent the first batch of a list of many citizens eligible for support, who will be issued similar decisions during the coming period, pointing out that a study has been Cases of citizens covered by the exemption decision, through electronic linking between the Abu Dhabi Housing Authority and the relevant government departments, through the use of an identity card. He continued: «We studied each case after identifying the reality of their financial situation and solvency, and then issued a decision to exempt the beneficiaries already, and all of them are required to go to the banks concerned with their loans, to settle their situation, without the need for any documents or documents or social research or what Like.
The source pointed out that there are three categories of beneficiaries who are exempt from repayment of housing loans: the first, retired citizens, those with low income (whose pensions are less than 20,000 dirhams), or the insolvents who have proof that they are financially insolvent and unable to pay the dues; The deceased, to relieve the suffering of the families of each deceased, as applications are made by the dependents of the deceased, to examine their financial solvency, and exempt those who deserve them.
He explained that the third and final category of exemption, called «social exemption», means the citizen who is incapable of earning, or who has a medical disability that prevents him from working, provided that this is confirmed by approved medical reports without regard to the age requirement, noting that the Commission receives Requests for exemption from citizens «electronically» or through a visit to the headquarters of the Authority, after which to study the applications submitted and the study of financial solvency through electronic link with the concerned authorities.
The source confirmed the right of each retired citizen whose pension is less than AED 20,000 to apply for an exemption.The Authority, in turn, will examine the application in all aspects, to determine the extent of eligibility for the exemption, and anyone who deserves will receive exemption from the value of the remainder of the loan in full.