The study says that in the presence of an outstanding loan (51%), most often Russians spend on a monthly payment from 10% to 20% of family income (31%), mainly people aged 18 to 24 years (36%) and those who are from 35 to 44 years old (36%). Another 16% is allocated from 21% to 30% of the budget for repayment. For 13% with one or more loans, monthly payments range from 41% to 50% of family income.
The majority of respondents (66%) who have a loan noted that over the past year they did not experience difficulties with repayments. At the same time, 33% of Russians surveyed, mainly aged 18-24, had difficulty paying debts.
The survey was conducted on July 25 among 1,600 Russians over the age of 18 by telephone interview.
Earlier, the deputy of the Legislative Assembly of the Leningrad Region Vladimir Petrov proposed to give loans to Russians under 25 only for education and the purchase of housing.
In July, Denis Gorulev, director of the Institute of Digital Economics at St. Petersburg State University of Economics, commented on the adoption by the State Duma of the third reading of the law, which forbids microfinance organizations from issuing loans secured by housing, in an interview with Channel Five.