“Simplify the life of motorists”: in Russia they can change the process of checking insurance policies
The Ministry of Internal Affairs has prepared amendments to the SDA, which will facilitate the verification of electronic insurance policies. Now the employee of the State traffic inspectorate can be presented with a digital version of the document from the screen of a smartphone or tablet. Experts believe that the new norm will greatly facilitate the life of motorists.
When checking documents, drivers will be able to present both the paper and digital versions of the CTP insurance policy to the traffic police officer. The fact that such a norm was prepared by the Russian Ministry of Internal Affairs, said the official representative of the department Irina Volk.
“The list of documents presented by the driver of the vehicle for inspection by the traffic police is supplemented by a new provision. In accordance with the proposed amendments, the driver who has drawn up the CTP insurance agreement in electronic form will be able to present the traffic police officer for verification both a copy of the insurance policy on paper or as an electronic document on any electronic device or medium, ”she said.
In this case, the police officer will be able to verify the fact of the presence of OSAGO at the driver by making a request in a unified system of compulsory insurance.
Now the draft resolution is undergoing a public discussion on the Federal Portal of draft regulatory legal acts.
The Inevitable Decision
Sooner or later, such a norm would have been adopted anyway, said Viktor Pokhmelkin, chairman of the Russian Motorists' Movement. According to him, the presence of an electronic insurance policy, which is equivalent to a regular, paper version, implies its use in relations with the traffic police. Moreover, according to the expert, the translation of documents into digital format should be continued.
“Of course, it’s best to have a base (policies. - RT ) and check it. I am for the fact that drivers do not carry anything with them at all. If there is everything on electronic media, look there - my rights, certificate of registration of a vehicle, insurance policy. I think that in the end we will come to this, ”he said in an interview with RT.
Recall that now drivers who have issued electronic CTP (e-CTP) are required to have a paper copy with them.
This decision will greatly simplify the life of motorists, said Jan Haytseer, vice president of the National Automobile Union.
“This is much easier, no need to tremble and fear that somewhere will be lost, forgotten. Globally, the driver’s life will be simplified in this regard, and electronic document management is undoubtedly very convenient. That is, the risk of forgetting at home, getting a fine for it in modern conditions is already an archaism, ”a specialist told RT.
Problems, however, may appear in those parts of Russia where there are problems with the Internet, Heitzer believes.
“The only question will arise in remote regions, corners of Russia, where the Internet for the traffic police officer will not be available and such a nuisance could happen that it would be impossible to verify the document. I hope that everything will be fine, ”he believes.
Nevertheless, difficulties can be avoided if innovations are introduced slowly and gradually, said Vladimir Afonsky, deputy chairman of the State Duma committee on transport and construction, in an interview with RT. According to him, for this reason a decision has been made so far to leave both electronic and paper media.
“Without a doubt, digitalization enters our life in all areas, therefore it is necessary to introduce it, but introduce it in stages so as not to create inconvenience to drivers and citizens of Russia. Therefore, such an intermediate decision was made at this stage. I am sure that all of us in the future will switch to electronic document management. But this will be in the future, when it will be convenient for all car owners and citizens, it is important for us, ”he stressed.
- RIA News
- © Artem Zhitenev
Last August, the Central Bank changed the rules for issuing e-CTP. It was noted that the new rules will make the process of concluding an agreement more convenient and strengthen control over the actions of insurers.
Earlier it was reported that in Moscow began testing a system that verifies that motorists have a compulsory motor third-party liability insurance policy using cameras. This was reported by Kommersant, citing sources.
According to the publication, the total number of detected violations for three months of testing amounted to 700 thousand cases. According to the newspaper, the project is being implemented by the Center for Traffic Management (DPC), the traffic police, as well as the Russian Union of Auto Insurers (RSA), the newspaper said.
In July, the Russian government submitted a draft law on OSAGO liberalization to the State Duma; the document was added to the database of the lower house of parliament. As previously reported by the Ministry of Finance, where the bill was developed, now the legislation does not provide for the ability to set the price of insurance depending on whether the person is driving carefully or violating the rules. The bill proposes to give insurers the right to determine the insurance tariff, depending on the driving style of the motorist and his history of violations. The installation of special recording devices that capture the nature of driving can help with this. Attentive drivers will receive discounts.