“This is a very useful law, because often a person who has taken a mortgage loan is separated from the tragedy in just a few months or several thousand rubles ... This law will allow thousands of Russian families to get out of difficult life situations without losing the money they invested in the initial the fee, neither the housing for which they are calculated, nor a significant part of the borrowed funds that they paid, ”said the deputy.

The politician did not rule out the possibility of amending the law during the analysis of the practice of its application.

“There is no reason to argue about the effectiveness of the law, but time will show how effective it will be, how much it will be possible to save in the implementation of mortgage contracts. I do not exclude that after some time there may be adjustments both in terms of the time of the holidays, and in the duration of their provision and in their amount, ”added Gutenev.

July 31 in Russia entered the law on mortgage vacations in the event of the borrower in a difficult life situation, for example, when losing a job or a significant part of monthly income. Vacations suggest a six-month grace period.