The national system that allows people who have lost their jobs to borrow money for living expenses for the time being has been expanded to include those affected by the new coronavirus as an exception, but this repayment will begin sequentially from this month.
Already, one-third of the applications for repayment exemption have been filed, and consultations have been received from people other than those subject to exemption that repayment is not foreseeable. am.
Since the spread of the infection three years ago, the government's "Emergency Small Loan" and "Comprehensive Support Fund", which can be borrowed without interest for the time being, have been used as special cases for those who have lost their jobs or have lost their income due to the effects of the new corona. The target has been expanded.
For households with two or more people, a maximum of 2 million yen can be borrowed, and according to the Ministry of Health, Labor and Welfare, the number of decisions made until September last year, when the special measures ended, was about 3.35 million, or more than 1.42 trillion yen. .
Of these, about 2.5 million repayments that were applied for by March last year will begin sequentially from this month.
Households exempt from resident tax are exempted from repayment, but according to the National Council of Social Welfare, which served as the window for loans, about one-third, or 830,000, have applied for exemption.
In addition, there have been consultations from people other than those eligible for exemption, saying that it is difficult to re-employ or recover income and that repayment is not foreseeable. It seems that it will be a challenge to continue.