[Explanation] According to the official Weibo news of "Nanjing Release", recently, Nanjing City held the second press conference on the theme of "Strengthening Confidence and Motivation to Promote Development" series of "Expanding the Market and Boosting Consumption". Nanjing Housing Security and Real Estate Bureau A series of house purchase policy adjustments have been released, among which the purchase restriction policy has been relaxed, effectively meeting the rigid and improved housing needs of the public.
[Explanation] In terms of meeting the needs of talents, rigidity and improved housing, the measures implemented by Nanjing include the purchase of an additional set of housing for talent gathering areas such as Hongshan New City in Xuanwu District on the basis of the current house purchase policy, so as to build high-level talents for the city. The gathering platform provides support.
[Concurrent] Meng Xiangyuan, director of Urban and Real Estate Research Center of Nanjing Forestry University and vice president of Nanjing Real Estate Society
In the four major new towns, you can buy one more set if you meet the conditions. This signal reflects the partial release of purchase restrictions in the main city of Nanjing. On the one hand, it supports rigid and improved housing needs and lowers the threshold for talents to buy homes; The downside is also relatively obvious. Adjustment policies should be released as much as possible, and should be released early, which is conducive to further activating consumption and boosting the market.
[Explanation] In addition, for residents who work in Nanjing for a long time but pay social security or personal tax in other places, they can purchase a house in Nanjing by providing proof of residence for half a year or more.
[Concurrent] Meng Xiangyuan, director of Urban and Real Estate Research Center of Nanjing Forestry University and vice president of Nanjing Real Estate Society
This move means that the conditions for non-local residents to buy houses in Nanjing have been further relaxed. This time, Nanjing has stepped up efforts to optimize purchases from the level of purchase restrictions. At the same time, it will continue to increase the original support for multiple children, relatives for the elderly, new citizens, and various types of talented families to improve housing. Conditions and other policy implementation efforts, then Nanjing has also become the first core provincial capital city to cancel the social security and individual tax requirements for non-local home buyers. It should be said that the signal significance is still very obvious.
[Explanation] Meng Xiangyuan told reporters that at present, the minimum down payment ratio of commercial loans for households in Nanjing to purchase a second house has been optimized and adjusted to no less than 40%, further reducing the cost of house purchases for improvement groups.
[Concurrent] Meng Xiangyuan, director of Urban and Real Estate Research Center of Nanjing Forestry University and vice president of Nanjing Real Estate Society
The further loosening of loan restrictions on second-home properties in Nanjing, combined with the loosening of sales restrictions in the early stage, will help people sell old ones and buy new ones, further activate the demand for housing replacements of improved groups, drive active market transactions, and boost confidence in the property market.
[Explanation] People in the industry believe that the above-mentioned policies have once again lowered the threshold for buying houses in Nanjing and boosted the housing consumption market.
The reporter learned that the relevant local industry departments also plan to continue to carry out precise house purchase services for different occupational groups through offline and online housing exhibitions, promote reasonable housing consumption, and steadily boost market confidence.
Reporter Ge Yong reports from Nanjing, Jiangsu
Editor in charge: [Ji Xiang]