97.7% of "post-00s" wills involve bank deposits

  On March 21, the China Wills and Testaments Bank officially released the "2021 China Wills and Testaments White Paper". The reporter noticed that this white paper announced the wills of "post-00s" for the first time. "Mainly.

  Chen Kai, director of the China Wills Treasury Management Committee, said that testators are becoming younger and younger, and the average age of testators has gradually dropped from 77.43 years old to 68.59 years old.

Over the past nine years, the China Wills and Wills Bank has registered and kept more than 220,000 wills.

Under the epidemic, the number of wills consultations throughout the year did not drop but increased, and the number of wills consulting in 2021 increased by 20.8% compared with 2019.

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  'Virtual property' added to list of young people's wills

  In recent years, many young people have appeared in the group making wills, and there is an increasing trend every year.

  This year, the China Will and Testament Database released the will data of "post-00s" for the first time.

According to the data, among the testamentary population from 2020 to 2021, there are a total of 223 "post-00s" people, an increase of 14.42% in the past year.

  The will of the "post-90s" group has been on the hot search for many times.

By the end of 2021, the total number will reach 1,204.

Compared with 2020, it has increased by 80%.

The number of "post-90s" making wills shows a steady upward trend every year.

"This shows that making a will is no longer a 'patent' for a certain age group," said Chen Kai, director of the China Wills and Wills Bank Management Committee.

  In the wills of the new generation of young people, the types of property are more diverse and rich.

  Different from other age groups, the wills of "post-00s" and "post-90s" have richer performance in handling property, and the inclusion and arrangement of "virtual property" has become a prominent feature: Alipay, WeChat, QQ, games Virtual property such as account numbers is a common type of property in wills of "post-00s" and "post-90s".

  97.7% of the "post-00" testators involve bank deposits. Chen Kai said that this group is generally between the ages of 18 and 20. They are basically university students, and some of them have just entered social work.

"This also shows that deposits are the main property of the '00s' generation," said Chen Kai.

  Compared with the "post-00s", the wills of the "post-90s" involved more real estate, accounting for 71.64%.

It is understood that among this group of people, it is common for parents to buy a house in the name of their children. In addition to real estate, parents also choose to put their equity in the name of their children.

  There are various reasons for young people to make wills. According to the statistics in the white paper, more than half of the people think that "it is impossible to determine which will come first tomorrow or the accident. It would be a pity to leave without saying anything".

  Before the Spring Festival in 2021, China Wills and Testaments Bank received a phone call from a 16-year-old boy: "I will leave all the savings I have saved to my mother. In case I am gone, the money can give my mother more care." The boy said.

  According to national laws, minors who have reached the age of 16 and whose main source of living is their own labor income can make a will.

On the phone, the boy's tone was calm, and he said that in the more than two months when the epidemic was the worst, he had witnessed many critically ill patients in a hospital die without saying a word.

For the sake of his mother, who has been dependent on each other since childhood, he decided to make a will, "Mother is my everything, and this money is my everything."

  "Social concepts are constantly changing. From talking about wills, to making wills after '00s, it has become a phenomenon, and the trend of younger wills is becoming more and more obvious." Chen Kai, director of the China Wills and Wills Bank Management Committee, believes that this kind of impact on life and death The change of attitude is precisely a rational attitude.

Making a will is not the end, but a new starting point. Perhaps it does not mean that people have no anxiety and fear of death, but that they have re-examined their past and future lives in the process of making a will.

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  97.67% of "post-80s" wills involve real estate

  As of the end of 2021, a total of 1,986 "post-80s" people have made wills in the China Wills and Wills Bank.

In 2017, a total of 73 contracts were signed, and this number has reached 982 by 2021, an increase of nearly 13 times in five years.

  Regarding the skyrocketing data of "post-80s" wills, Chen Kai said that it has something to do with the new crown epidemic.

As the mainstay of society, the "post-80s" are under enormous pressure from family and society, and their family relationships and interests are more diverse, which makes them have to think about making a will.

  From the data point of view, the property of the "post-80s" is dominated by real estate, followed by deposits.

  Among the wills of this group, 97.67% involved real estate.

Among them, more than half of them bought houses through their own struggles with their partners, and some of them bought houses with the help of their parents.

The white paper survey found that the "post-80s" people are very knowledgeable about investing. 13.18% of wills involve company equity, and 14.13% of wills involve securities funds. The investment ratio is far higher than that of other age groups.

In addition, the analysis found that among the "post-80s" people who made a will, they all belonged to the family without disputes and they were in good health. The main reasons for making a will were "planning for a rainy day", "avoiding the whereabouts of property unknown" and "caring for the family".

  The 35-year-old Liu Xue (pseudonym) is the only daughter in the family. She is currently single and her parents have certain assets.

Liu Xue was worried that she would have any accidents in the future, and left a property in her name to a friend in her will, hoping that her good friend could take care of her parents more for her after she left.

"I know that even if I leave her nothing, she will take good care of my parents, but I don't want her to work in vain."

  Ms. Ding, 42, lives in Shanghai and is a single mother. Her only son is 17 years old.

Considering that she may remarry in the future, in order to prevent the property risks brought by remarriage, Ms. Ding decided to make a will and leave her property to her son.

  Under the influence of the epidemic, China Wills and Wills Bank temporarily stopped on-site reception, but the number of wills consultations throughout the year did not drop but instead increased. maintain the growth momentum.

  After the testator's death, if his family does not know the existence of the will, or the judicial authority does not find the will, the division of the estate may go against the will of the testator.

In order to avoid this phenomenon, from March 21, 2022, China Wills and Wills Bank officially launched the "Online Will Inquiry" service to the society.

  Viewing and extracting wills in the China Wills Bank requires an appointment in advance.

Applicants who bring their ID cards and the death certificate of the deceased can apply to the China Wills and Testaments Bank for viewing. The deceased left a will in the China Wills and Wills Bank before he died, and he is eligible to view and extract the original will.

  The "Online Will Inquiry" service can provide inquiry services for the testator himself, heirs, court, notary office, housing management department and other units.

You can check the progress of the process, inquire about the contents of the will, and apply for the extraction of the original will through online.

This query service is currently free, and only a nominal fee of 0.01 yuan is charged to prevent malicious queries.

  Beijing News reporter Ma Jinqian