With one month left before the adult age is reduced to 18, the National Consumer Affairs Center of Japan is calling attention to the latest consumer troubles that new adults 18 and 19 should be especially careful about. ..
After April 1, the adult age will be reduced from 20 to 18 years old, and it will be possible to make contracts such as credit cards and loans without the consent of parents, while the person or guardian can cancel the contract after the fact. There is concern that the damage to young consumers will increase because the “right to revoke minors” will no longer be available.
For this reason, the National Consumer Affairs Center of Japan has compiled the latest analysis results of consultations sent to consumer affairs centers nationwide, and 10 consumption that new adults 18 and 19 years old should pay particular attention to in one month. Announced the trouble.
Among them,
▽ things related to "profit stories" such as side businesses and MLM,
▽ things related to "cosmetology" such as beauty treatment salons, and ▽
troubles related to "borrowing and credit cards" are mentioned.
On top of that, as points to prevent,
▽ do not just accept advertisements and solicitations,
▽ be sure to check the usage details, etc.
Of the consultations received by January this year, there are more than 6,500 cases where the contractor was 18 or 19 years old.
Reiko Kato of the National Consumer Affairs Center of Japan's Consultation Information Department said, "I know what kind of troubles there are because there is a possibility that malicious businesses will solicit me because I became an adult who can not use the'right to revoke minors'. I want them to talk with their family and friends. If you have a problem, don't worry alone because you are an adult, and immediately consult with the nearest Consumer Affairs Center. "
Consumer troubles "latest 10 selections" that I want 18 and 19 years old to pay particular attention to
What is the "latest 10 selections" of consumer troubles announced by the National Consumer Affairs Center of Japan that I would like you to pay particular attention to when you are 18 or 19 years old, who are new adults.
We will introduce specific consultation cases and points to prevent them in detail.
"Make-up story" trouble
The first is troubles related to "profit stories" such as side businesses, information products, and MLM.
Specifically, if you find a part-time job on the Internet that says "just consult with us by chat" and register it on a side business site, you will be asked for paid procedures one after another in the name of exchanging personal information, and you will pay nearly 100,000 yen. We have received consultations such as "I'm done."
Be especially careful not to neglect advertisements or solicitations that emphasize "easy to earn", and if you are charged a "commission" or "registration fee" to get a reward.
"Cosmetology" trouble
The second is trouble related to "cosmetology" such as beauty treatment and beauty medicine.
Specifically, "I saw a promotion saying that I could make up on the day of surgery with double eyelid surgery, and if I applied for counseling, I would have surgery on the same day, and I didn't have swelling for a week after surgery." Consultation has been received.
It is important to thoroughly check for side effects before the procedure, and if you are advised to pay the high cost in installments but cannot pay, do not contract immediately.
"Subscription" trouble
The third is the "subscription" trouble of health foods and cosmetics.
Specifically, we received a consultation saying, "I ordered a diet supplement that was advertised as 500 yen on the video site with the intention of once, but the subscription contract was a condition, and I was charged a cancellation fee of 5000 yen." It has been.
Since mail-order sales do not have a cooling-off system that allows you to cancel within a certain period of time, it is necessary to confirm conditions such as the continuation period and cancellation before ordering.
"Dating" trouble
The fourth is trouble with dating sites and matching apps.
Specifically, we received consultations such as "When a person I met on SNS approached me on a dating site and used the site, I was charged 160,000 yen as a necessary expense and I can not cancel it." I am.
It is important to check the terms and conditions of the site and application, such as cancellation conditions, before using it, and carefully judge whether the person you know can really be trusted.
"Heterosexual / romance-related" troubles
Fifth is the trouble related to "the opposite sex / romance" such as the dating business method.
The dating business method is a malicious business method that makes you buy expensive products by using the love feelings of the other party, and in some cases you are forced to borrow money.
Even if it is difficult to refuse because it is explained that you can use it when you get married, it is important to be calm and not contract immediately.
"Work-related" troubles
The sixth is trouble related to "work" such as job hunting commercial law and audition commercial law.
Specifically, at the interview of the entertainment agency, he explained, "If you belong, you can definitely appear on TV programs. The admission fee is 50,000 yen, but I will introduce a lot of work." There is no such thing as a consultation.
It is important to be careful about solicitations that take advantage of anxiety about job hunting and raise expectations, and do not contract on the spot even if you are asked to bear the cost for lessons.
"New life related" trouble
The seventh is trouble related to "new life" such as rental housing and electricity contracts.
Specifically, on the day of the move, a contractor suddenly appeared and was advised to do antifungal work, saying, "I was introduced by the management company. It is better to do the work before putting in the luggage." , I found out that it was a lie by checking with the management company, so I would like to cancel it. "
Since it may not be possible to calmly judge when you are busy due to moving, etc., it is necessary to ask the contact information of the contractor and contact the management company to confirm it.
"Debt / Credit Card" Trouble
Eighth is troubles related to borrowing from consumer finance and credit cards.
Specifically, there was a consultation saying, "I bought a computer with revolving credit for an online class at a university, and after checking the usage details more than a year later, the payment balance was higher than I thought it was about 300,000 yen." It has been sent.
It is important to understand the mechanism of credit cards, such as revolving payments, which incur fees, and be sure to check the usage details.
"Communication contract" trouble
The ninth is the trouble related to "communication contracts" such as smartphones and internet lines.
Specifically, we have received consultations such as "If the vendor explained that the charge would be cheaper than it is now and changed the optical line contract, it would be higher than before."
It is important to check the pricing conditions and the name and contact information of the solicited vendor.
"SNS Kikakke" trouble
The last is troubles triggered by "SNS" such as exaggerated advertisements and solicitations from people I met.
There is an increasing number of consultations that SNS was the cause of troubles such as advertisements on SNS and people I met on SNS.
When using SNS along with the measures introduced so far, not writing personal information easily will also prevent troubles.
The National Consumer Affairs Center of Japan publishes more detailed consultation cases for young people and points to prevent them on its website.
Also, if you have any problems, please call "188" on the "Consumer Hotline" for consultation.