The Covid has not turned everything upside down: stone remains an excellent investment in France.
In the Lyon metropolitan area too, according to the Fnaim du Rhône, which presented this Thursday a summary of the real estate market in the Rhône in 2021. However, the Covid has had an impact on this market.
"Not on prices or volumes, since we remain at satisfactory levels, but on consumer habits", as Nicolas Bouscasse, president of the Fnaim du Rhône, points out.
Lyon remains a safe investment, despite the flight of city dwellers
The upturn in the economy in 2021 has contributed to the good health of real estate.
The health crisis “has not changed the fundamentals of Lyon, which remains a city with a strong economic dynamic, with 15,000 more inhabitants each year in the metropolis” remarks Nicolas Bouscasse.
Lyon will not lose its attractiveness anytime soon, so the city remains “a guarantee for investors”.
The average price of an apartment in intramural Lyon is 5,451 euros/m2 (+3%), compared to 10,984 euros/m2 in Paris.
More than the rise in prices, it is more specific demands that make this intramural market more difficult: buyers are now demanding a garage, a balcony or a terrace.
The corresponding goods increased by 10 to 15%.
We recognize here the consequences of confinement, which have pushed more and more city dwellers to leave the city for a house in the countryside, creating two other types of markets.
The craze for homes does not guarantee quick sales
The first is that of houses 30 minutes from Lyon, “extremely lively”.
The second, at more than half an hour, “experiences a new dynamic”.
The average price of a house in the Rhône is 3,643 euros/m2, an increase of 9.4% compared to 2020.
Logically, the further you get from Lyon, the lower the prices: in the Haut Beaujolais, the West Rhodanian, the Monts du Lyonnais, you can find accommodation at less than 2,000 euros per m2.
From the Saône-Beaujolais to the Pays Mornantais, we go up from 3,000 to 4,000 m2.
But the demand is not enough to sell quickly.
Lilian Baule, real estate agent, recognizes “a euphoria on the purchase of houses”, while qualifying: “Properties up to 500,000 euros leave quite quickly, but above, the selling times are longer.
Sometimes there are 100,000 euros too much and owners who do not want to lower the price.
“Many houses remain on the market, even in Sainte-Foy or Lyon 5, because prices are too high.
While in Charolais, an hour and a half from Lyon, there are hardly any houses left for sale.
Rising prices and tougher credit conditions
“We are on a rather high plateau, in terms of volume and price.
There are price adjustments, longer selling times, but we are still in a buoyant market,” concludes Nicolas Bouscasse, not without worrying about tougher credit conditions: it is now impossible to borrow from over 25 years old.
As for the dream of a house, it is better to think twice about it, advises Lilian Baule: “Having a house is very nice in summer, but in winter?
This requires maintenance, a car, even a second vehicle, and therefore a budget.
And nothing says that this property can be resold in a few years at its purchase price.
You also have to take into account trips for children's activities, visits to friends in town…” The investment should not make you forget that a home is first and foremost made to be inhabited.
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