China News Finance, January 7th. According to the WeChat public account of "Hunan Housing and Construction", recently, the Department of Housing and Urban-Rural Development of Hunan Province formulated and issued the "Hunan Province Commercial Housing Transaction Risk Warning".
The majority of home buyers must be vigilant when buying a house, always pay attention to the following 11 risks, and earnestly safeguard their legitimate rights and interests.
1. It is a risk that real estate development enterprises fail to obtain the "Commercial Housing Pre-sale Permit" to collect purchase fees, subscription funds, deposits, and reservation payments.
2. The inconsistency between the regulatory bank and regulatory account of the commercial housing pre-sale funds provided by the real estate development enterprise and the publicized information of the commercial housing pre-sale license is a risk.
3. Real estate development companies require buyers to transfer the purchase price to a special account for pre-sales of non-commercial housing is a risk.
4. It is a risk that development companies only sign offline contracts in the name of providing house purchase discounts.
5. Real estate development enterprises sell commercial housing at a price significantly lower than the market price in the name of one-off payment, group purchase fee, and deposit to offset the purchase price, which is a risk.
6. Real estate development enterprises sell commercial housing by means of rebate sales or disguised rebate sales, crowdfunding to buy houses, rent for sale, property lease rebates, after-sales charter or disguised after-sale charter, etc., which are risky.
7. The proposed purchase of commercial housing involves other rights such as mortgages and judicial seizures, which are risks.
8. The inconsistency between the advertising, sales, or verbal promises of the intermediary personnel of the real estate development enterprise and the content of the commercial housing sales contract or the actual situation of the commercial housing is a risk.
9. Real estate development enterprises or intermediary agencies assist buyers to provide false certification materials to defraud the qualifications for purchasing a house or to circumvent the restriction on sales is a risk.
10. It is a risk that home buyers use financial products such as business loans and consumer loans to pay for home purchases in violation of regulations.
11. It is the risk that the development enterprise collects special housing maintenance funds on its behalf.
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