On December 29, the State Council Information Office held a regular policy briefing to introduce the relevant situation of the "Implementation Plan for Strengthening the Sharing and Application of Credit Information to Promote Financing for Small, Medium and Micro Enterprises".
In response to the question of whether inclusive small and micro loans will be completely replaced by "Xinyidai", Zhou Min, director of the National Public Credit Information Center, responded that "Xinyidai" is a new financing model, mainly based on credit information sharing and Based on the development and utilization of big data, fully tap the value of credit information, alleviate the problem of bank-enterprise information asymmetry, and support banks and other financial institutions in providing loans to small, medium and micro enterprises.
Inclusive small and micro enterprise loans are a type of credit business, specifically referring to small and micro enterprise loans with a single-account credit of 10 million yuan or less.
The relationship between the two is not a mutual substitution, but through the development of "Xinyidai" to promote the steady growth of inclusive small and micro loans.
(Reporter Lang Jiahui)
Editor in charge: 【Luo Pan】