The Japan Federation of Bar Associations (JFBA) will hold a free telephone consultation on the 2nd in order to utilize the exemption system for people whose income has decreased due to the influence of the new coronavirus and it has become difficult to repay the loan.
This loan exemption system was originally set up for people who had difficulty repayment of their mortgage due to a natural disaster, but since last year, the impact of the new coronavirus has reduced their income and made their lives difficult, and sales have increased. It is now possible to utilize the reduced number of sole proprietors.
The target is a loan that was borrowed by February 1st last year or was borrowed under the influence of the new Corona by October 30th last year, and if you use the system, you can leave at least 990,000 yen on hand. , Even if the debt is sorted out, it will not be on the "blacklist".
You can get support from a lawyer for free when you proceed with the procedure.
It has been a year since the system started operation, but according to the total of the institutions that operate the system, only 15 cases were actually exempted as of the end of September.
Fumiyasu Azuma, a lawyer who is familiar with the system regarding the cause, says that in addition to the difficulty of obtaining the consent of financial institutions, the system may not be fully known.
Attorneys in Japan say, "If you can utilize it, it will be a great support for rebuilding your life, so please feel free to consult with us about whether you can use the system."
About this system The Japan Federation of Bar Associations accepts free telephone consultation from 10 am to 8 pm on the 2nd.
The phone number is 0120-254-994.