The amount involved is 75.6 billion yuan! The case of Gansu's huge underground bank finally solved

　　The foreign exchange administration department and the public security organs jointly uncovered an extremely large underground bank case in Gansu, involving a total of 75.6 billion yuan, which dealt a heavy blow to the arrogance of the underground bank criminal gang.

　　In February 2019, the clues transferred by the foreign exchange administration to the Gansu Provincial Public Security Bureau showed that there are underground banks in Gansu Province and they are becoming bigger.

After receiving the clues, the public security organs immediately conducted research and judgment on the relevant clues.

Ding Yanfeng, head of the Financial Intellectual Property Crime Investigation Division of the Economic Investigation Corps of the Public Security Department of Gansu Province:

Because these people have been engaged in this illegal and criminal activity for a long time and have a strong sense of anti-investigation, and the accounts used by these people to transfer funds are all Some bank accounts handled with someone else’s identity are not his own bank accounts.

　　After preliminary research and judgment, the investigators found that there were more than 8,000 accounts involved in the clues, and account opening outlets involved more than 20 provinces across the country.

The investigators are looking for a breakthrough in the case

　　The huge amount of account information data brought challenges to the detection of the case, but with the in-depth analysis of the data information, the police found a breakthrough.

　　During the investigation, the investigator discovered that a bank card involved in the case was very suspicious, with a daily amount of funds reaching tens of millions, but the account holder's information was an elderly woman.

After further investigation, the investigator found that the dynamic flow information of this account did not belong to the cardholder himself.

Xue Tao, a policeman from the task force of the Gansu Provincial Public Security Department:

We went to the bank to retrieve the surveillance video of this bank card when opening an account, and found that the account was the same Ma (the cardholder) at the time, and her son Ma was taking her with her. We went to the bank to open it, and at the same time, we also retrieved the relevant cash withdrawal videos, and found that every cash withdrawal was made by Ma Mouhai operating in the bank to withdraw money, so we judged that this card was actually controlled and used by the criminal suspect Ma Mouhai. of.

　　When checking the bank card transaction information later, the investigators found that these transactions had similar backgrounds.

Xue Tao, a policeman handling the case of the Gansu Provincial Public Security Department's task force:

These counterparties have one characteristic. Most of them are opened by some import and export enterprises along the coast, or by the legal representatives or financial personnel of these export production factories.

　　The investigators discovered that this was an underground bank criminal gang with geographical and kinship as the link. Among them, they controlled the transfer of domestic and overseas accounts, issued small cards in the market, and specially solicited customers. The division of labor was clear.

The task force clarified the structure of the criminal gang, which is an underground money bank gang of collusion and exchange between domestic and foreign counterparts.

He Tao, political commissar of the Economic Investigation Corps of the Gansu Provincial Public Security Department: Regarding

the funding issue, the People's Bank of China and the foreign exchange management department helped us analyze the flow of funds. We really figured out the entire context of the crime and the entire criminal method.

The police stormed out to destroy the criminal gang in one fell swoop

　　In order to catch the criminals in one fell swoop, the police established a multi-police task force for joint operations.

After investigating and determining the organizational structure and activity patterns of the criminal gang, multiple police forces were deployed at the same time to arrest the suspect in one fell swoop.

Gansu Provincial Public Security Department's task force handling policeman Wang Dan:

After long-term monitoring, including the use of various investigative methods, he has basically found out the basic criminal facts of the five gangs and their organizational structure.

On the same day, more than two hundred police officers were deployed from various places to carry out the operation simultaneously.

　　At the scene, the police seized a number of criminal suspects' mobile phones, computers, bank cards and other tools for committing crimes, and fixed electronic evidence such as computer server data in a timely manner.

In the detention center, the suspect confessed to the police the operating procedures.

Criminal suspect Ma:

I am in charge of overseas account operations, and the other is in charge of domestic account operations. Generally, there are three people, (average of turnover per day) in RMB (calculated) tens of millions.

　　According to statistics, the amount involved in this case is as high as 75.6 billion yuan, 5 underground bank criminal gangs were destroyed, 14 dens were destroyed, and 36 criminal suspects were transferred to prosecute.

He Tao, political commissar of the Economic Investigation Corps of the Gansu Provincial Public Security Department:

We finally collected this criminal gang in a timely manner and wiped it all out. Several criminal suspects have been arrested from six provinces across the country and a large number of criminal tools have been recovered.

Adhere to "zero tolerance" and severely crack down on underground banks

　　The illegal and criminal activities of underground banks have severely disrupted the order of the financial market and seriously endangered national financial security and social stability. In recent years, the state has consistently adhered to "zero tolerance" for illegal and criminal activities by underground banks, continued to increase punishment, and severely cracked down on underground banks in accordance with the law.

Li Gaoyuan, Director of the International Revenue and Expenditure Office of the Gansu Branch of the State Administration of Foreign Exchange:

Market entities illegally buy and sell foreign exchange through underground banks. They do not need to submit trade authenticity materials. However, there is a huge financial risk in the process. Once the underground bankers run away, they will Form a substantial financial loss.

Operating an underground bank is an illegal and criminal act, and illegally buying and selling foreign exchange through an underground bank is also an illegal and illegal act. Market entities must still operate in compliance with laws and regulations.

　　The illegal crimes of underground banks not only involve crimes in the real economy, but also increasingly become channels for the transfer of stolen money from criminal activities such as telecommunications fraud and online gambling.

In recent years, the foreign exchange bureau has continuously deepened and expanded cooperation with public security, anti-money laundering, taxation and other departments, and severely cracked down on illegal and criminal activities of underground banks in accordance with the law.

Xiao Sheng

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next step, the SAFE will further strengthen the comprehensive rectification of underground banks, strengthen channel management and control, supervise banks and payment institutions to further implement relevant business development principles, and block underground banks Channels of funds to maintain the country’s economic and financial security.