[Explanation] On July 16, the Beijing Housing Provident Fund Management Center issued the "Notice on Issues Concerning the 2021 Housing Provident Fund Annual Housing Provident Fund Payment", clarifying that the upper limit of Beijing's housing provident fund payment base in 2021 housing provident fund year will be increased from 27,786 yuan in 2020 To 28,221 yuan, the monthly deposit limit will be increased from 6,668 yuan in 2020 to 6,774 yuan.
[Explanation] The annual calculation of the housing provident fund is from July 1 to June 30 of the following year.
According to Gu Feng, Director of the Collection and Enforcement Division of Beijing Housing Provident Fund Management Center, in the 2021 housing provident fund year, Beijing’s housing provident fund will continue to implement the 5% to 12% payment and deposit ratio policy, and the depositor can be autonomous within the specified range according to its own economic situation. To determine the specific deposit ratio, there is no need to provide materials or approval.
[Concurrent] Gu Feng, Director of Collection and Law Enforcement Division, Beijing Housing Provident Fund Management Center
This year’s payment base, currently our housing provident fund payment base has been determined, the monthly payment base limit is 28,221 yuan, if calculated according to the 12% payment ratio, the total upper limit of the monthly payment of employees (units) and individuals It is 6774 yuan, and the lower limit of the deposit base is 2320 yuan.
[Explanation] How should employees calculate their monthly deposits?
According to regulations, the monthly payment and deposit base of the employee housing provident fund is the average monthly salary of the employee himself in the previous year, and the monthly payment and deposit amount of the employee and the unit are respectively the average monthly salary of the employee in the previous year multiplied by the corresponding housing provident fund payment and deposit ratio.
[Concurrent] Gu Feng, Director of Collection and Law Enforcement Division, Beijing Housing Provident Fund Management Center
When the deposit unit declares the payment base of our employees, we will regulate everyone's payment base in accordance with the upper and lower limits.
At the same time, we also remind everyone that the current verification of the deposit base can be declared through the "Five Social Insurance and One Fund" declaration area of the Beijing Municipal Human Resources and Social Security Bureau, instead of having to declare separately through the two departments, which will greatly facilitate our Deposit unit.
[Explanation] Gu Feng introduced that the deadline for reporting the 2021 "five social insurances and one housing fund" payment is from June 10, 2021 to July 25, 2021. The employer should truthfully declare the average monthly salary of the employee in the previous year, and shall not conceal it. Underreporting.
[Explanation] In addition, in order to optimize the service environment, starting from May 2021, Beijing will add 6 new “cross-provincial services”, including housing provident fund unit registration and account opening, unit and individual payment information changes, and house purchases and housing withdrawals. The provident fund, the issuance of a housing provident fund personal housing loan repayment certificate, and the advance payment of the housing provident fund loan, and strive to solve the problems of people "running in many places" and "turning back" when doing things in different places.
[Concurrent] Gu Feng, Director of Collection and Law Enforcement Division, Beijing Housing Provident Fund Management Center
Especially when we withdraw the housing provident fund in different places, this is like our paid-in employee in Beijing. His hometown is in another place. After he buys a house in his hometown, he can apply for withdrawing Beijing’s housing provident fund at the local housing provident fund center. The same non-local employee, for example, if he bought a housing provident fund in Shanghai, if he bought a house in Beijing, he can go to our Beijing housing provident fund center to apply for withdrawing the housing provident fund he paid in Shanghai, which will pass our " "Trans-provincial administration" makes it convenient for employees to handle it without having to go to two places.
Reporter Liu Chao reports from Beijing
Editor in charge: [Ye Pan]