As the finances of the health insurance union, which salaried workers join, are deteriorating due to the influence of the new coronavirus, it was found that the health insurance union made by a clothing manufacturing and sales company in Osaka will be dissolved on April 1.

According to the Federation of Health Insurance Unions, it is the first time that the Health Insurance Society has been dissolved under the influence of the new Corona.

It was decided to dissolve the "Osaka Ready-to-wear Health Insurance Association" made by a manufacturing and sales company for men's clothing in Osaka.



In the health insurance associations that salaried workers join, both companies and individuals pay insurance premiums, and the burden on the medical expenses of the members at the counter is kept to 30% or less.

According to the people concerned, the Osaka Ready-to-wear Health Insurance Society has decided to dissolve on April 1 due to a significant decrease in premium income due to the economic deterioration caused by the new coronavirus and the deterioration of the union's finances. It was.



Approximately 2,400 employees of more than 50 companies and their families are members of the union, and after the dissolution, employees of mainly small and medium-sized enterprises will join and move to the "Japan Health Insurance Association" where public funds are invested. I will.



According to the Health Insurance Federation = Health Insurance Union Federation, it is the first time that the health insurance union has been dissolved under the influence of the new corona.



The Osaka Ready-to-wear Health Insurance Society said, "The impact of the new corona began to appear around May last year, and I wanted to somehow stay for the sake of the subscribers, but I am very disappointed that I have to dissolve it." ..

Deteriorating health insurance union finances

Nearly 30 million people nationwide have health insurance associations.



It is operated with insurance premiums paid by companies and individuals, and it reduces the burden of medical expenses at the counter to 30% or less and provides health services such as subsidies for human docks.



The health insurance union is suffering from financial deterioration due to the effects of the new coronavirus.



Insurance premiums are determined according to the amount of income, so if the salary of employees decreases due to economic deterioration, it will directly lead to a decrease in insurance premiums.



Furthermore, since the spread of the new coronavirus infection, many companies have become difficult to pay insurance premiums due to poor business performance.



The national government has set up special measures to postpone the payment of insurance premiums for up to one year for business establishments whose monthly income has decreased by 20% or more compared to the same period of the previous year.



In January, 498 offices nationwide were deferred from paying a total of more than 3.9 billion yen.



The total amount of grace from March to January last year amounted to 43.2 billion yen.



Masahiro Sano, Vice Chairman of the Health Insurance Union = Health Insurance Union Federation, said, "I am afraid that the health insurance union will continue to dissolve in the future while it is unclear how long the impact of the new corona will continue. There may be unsustainable unions, so I would like to ask the government for further support. "

When the health insurance union dissolves ...

What happens when the health insurance union is dissolved?



The subscribers will mainly move to the "Japan Health Insurance Association" where employees of small and medium-sized enterprises join.



In addition to insurance premiums paid by companies and individuals, Japan Health Insurance Association also invests public expenses.

Even if you move to the Japan Health Insurance Association, the burden on the counter will continue to be kept below 30%.



On the other hand, there are cases where the percentage of insurance premiums is high and health services are reduced.



The Osaka Ready-to-wear Health Insurance Association, which has decided to dissolve, will raise the insurance premium rate slightly by moving to the Japan Health Insurance Association, and some health services such as vaccination assistance will not be available.