The New Year is approaching, and when everyone is preparing to rejoice in the New Year, some lawbreakers have also become active.
Their deception seems to be endless, but in fact they have long been mastered by the public security department.
In order to better protect the safety of everyone's property and prevent crooks from taking advantage of it, the police of the Criminal Investigation Division of the Chongqing Public Security Bureau specially compiled the top ten types of high-incidence and prone telecommunication fraud cases in 2020 and reminders.
What are the contents worthy of our vigilance?
Come and have a look.
1
Loan
Fraud methods:
Criminal suspects generally publish loan information through online media, social tools, etc., and then pretend to be a bank or loan company staff member to contact the victim to obtain information about the victim, on the grounds of charging handling fees, agency fees, etc., or to test the loan repayment ability , Brushing the flow of water, improving credibility, etc., to trick the victim into transfer and remittance; some criminal suspects use the above methods to defraud the victim's bank account and password and other information to directly transfer funds and consume, and commit fraud.
Anti-fraud reminder:
Choose a qualified lending institution to apply for a loan.
Paying the handling fee first or paying the card-making fee is a trap.
2
Rebate
Fraud methods:
Criminal suspects promote part-time advertisements through webpages, QQ, WeChat, Douyin and other channels, and recruit personnel to scan online part-time jobs on the grounds that open online stores need to quickly refresh transaction volume, online praise, and reputation.
The criminal suspect used speech skills to trick the victim, performed shopping payment operations on the link or APP provided by him, and promised to refund the shopping fee after the transaction and additional commission.
When the victim swipes the first order, the criminal suspect will give the victim a small rebate to taste the sweetness. When the victim's swipe transaction volume increases, the suspect will refuse to return the payment for various reasons and block it.
Anti-fraud reminder:
The perpetrators of online order fraud have accurately grasped the victim's psychology.
Let the victim taste the sweetness first. Once they get the bait, they need to complete continuous tasks. The amount reaches a certain scale. The scammer will use system failures, account freezing, and other reasons to induce them to send money to the fraudulent account again.
Many victims didn't realize that they were deceived until they were blackmailed by scammers.
1. Online billing is an illegal act. Be vigilant when encountering online part-time advertisements of "swiping orders", "credits" and "credits".
2. Don't have the mentality of "making big money easily", don't believe in so-called high returns, and don't click on unfamiliar links easily.
3
Slaughter plate
Fraud methods:
The criminal suspect first published information on the promotion of stocks, foreign exchange, futures, virtual currencies and other investment and financial management through social networking tools, text messages, and web pages.
After the victim actively contacted the criminal suspect or the criminal suspect actively added the victim as a friend, he sent an investment and wealth management website or APP to the victim, falsely claiming that he could make money easily and had inside information, etc., inducing the victim to use the fake website provided by the criminal suspect, APP investment.
After the victim invested a large amount of money, he found that he could not withdraw cash or made all losses.
Anti-fraud reminder:
Online dating is risky, so be cautious when making friends.
Pay attention to protecting the security of personal information, do not disclose your phone number and bank card information to strangers, establish a rational investment awareness, and reject the temptation of high-profit investment.
4
Impersonating customer service
Fraud methods:
(1) Impersonate the customer service of the charger
The suspect pretended to be the customer service of the charging company platform, falsely claiming that there was a problem with the goods purchased by the victim, and induced the victim to disclose the bank card and mobile phone verification code information on the grounds that the victim could be refunded, settled the claim, and the tax refund. The funds are transferred away; or the transaction is abnormal due to the quality of the goods, the funds in the victim’s account will be frozen, allowing the victim to transfer the funds to the designated safe account for fraud; or the victim was upgraded to a member by mistake or authorized as an agent by mistake, such as Failing to cancel the above business will induce the victim to transfer funds and commit fraud; or on the grounds that the victim’s membership points and Sesame credit points are insufficient and cannot be refunded, ask the victim to increase the membership points for loans, and direct the victim to transfer the loan to the designated account Remittance fraud.
(2) Pretend to be a logistics customer service
The suspect pretends to be a staff member of a logistics company such as express delivery, freight, warehousing, etc., saying that the victim's express delivery is lost. The victim can be refunded, compensated, tax refund, etc., to trick the victim into transfer and remittance, or according to the inducement of the criminal suspect, enter his bank card and other information After the QR code jumped out of the webpage and entered the mobile phone verification code, the money in the bank card was transferred.
Anti-fraud reminder:
1. When you encounter a phone call from a self-proclaimed seller saying that you need to refund or repay, you should log in to the official shopping website for inquiries, or call regular customer service, do not easily click on the URL provided by the so-called store, let alone fill in relevant information on these pages.
2. The customer service staff of various shopping platforms will not request users to provide personal bank card information and transfer funds.
3. The bank card number and verification code information must be kept properly and not easily leaked.
5
Red envelope rebates
Fraud methods:
The criminal suspect used QQ, WeChat, Weibo and other social tools to post information, claiming that there was a red envelope rebate activity (for example: sending a red envelope for 99 yuan and returning 200 yuan) to attract people to QQ and WeChat groups, inducing the victim to transfer money and commit fraud; Or pull people into QQ or WeChat groups, in the name of celebrities, Internet celebrity fan benefits, rebate groups, etc., make the victim think it is a star-chasing activity, induce the victim to send red envelopes in the group or click on the link in the group to pay for recharge, etc., and finally kick the victim Out of the group, thereby committing fraud.
Anti-fraud reminder:
1. There will be no pie in the sky, don't be tempted by the huge profits in front of you, and don't believe in rebate scams such as "return ten".
2. Keep in mind the "three nos", "not credulous", "not revealing", "not transferring money", which involves money transactions, so you need to be vigilant and don't randomly transfer money to strangers.
6
Fake shopping
Fraud methods:
The criminal suspect publishes product advertisement information through online social tools, web pages, telephone and other channels, usually using preferential discounts, low-cost transfers, and 0 yuan shopping as bait to induce the victim to contact him. After the victim pays for the purchase, the victim will be sent Blackout or loss of contact; or on the grounds of paying tariffs, paying deposits, transaction taxes, handling fees, etc., to trick the victim into transferring funds and commit fraud.
Anti-fraud reminder:
1. Go to the formal official platform for shopping.
2. Be vigilant for abnormally low-priced products, conduct transactions through formal platforms, and terminate contact with sellers who skip the platform to add QQ WeChat privately, let alone click on the link sent by the other party.
7
Pretending to be a leader and acquainted with humans
Fraud methods:
(1) Impersonating a leader
The criminal suspect pretended to be the leader of the victim, the boss of the company, etc. through telephone calls, text messages, social networking tools, etc., and tricked the victim into transferring funds and remittances on the grounds of signing contracts with other company partners.
(2) Impersonating an acquaintance
Criminal suspects pretend to be relatives, friends, colleagues, etc. of the victim through telephone, text messages, online social tools, etc., and deceive them for reasons such as urgent and critical situations such as buying air tickets, paying tuition fees, giving gifts to professors, and severely ill requiring surgery. The victim transferred funds to commit fraud.
Anti-fraud reminder:
1. Listen to the accent. This type of scam has relatively strong regional characteristics. When receiving such calls, be vigilant.
2. Ask the truth. The other party has obtained part of the victim's information, but the information is limited. You can ask the other party if they can see them. If the other party responds smoothly, you can be sure that it is a liar.
3. If you cannot confirm the identity of the other party, you can confirm the specific event in detail.
For example, ask questions about similar events such as the last time I met to eat at which restaurant, who to eat with.
8
False trading of online game products
Fraud methods:
(1) False recharge of game currency and game card
The suspect promoted recharged game currency, game point card discounts or discount purchase advertisements on social platforms, induced victims to pay first, made false screenshots of various game interfaces and recharge interfaces, and sent screenshots to victims to gain trust and commit fraud.
(2) Fake trading of game accounts and equipment
The criminal suspects released advertising information for buying and selling game equipment and game accounts to induce the victim to trade on the fake game trading platform set up.
In some cases, the criminal suspect asked the victim to provide the game account and password, log in to the server area, and log in to the mobile phone system. Finally, by logging in the victim's game account, the criminal pretended to be the victim to defraud other friends in the game.
The criminal suspects used the excuses of selling game plug-ins, game power leveling, lifting game account freezes, lifting game anti-addiction restrictions, etc., to trick victims into remittances and commit fraud.
Anti-fraud reminder:
Game consumption should be done according to your ability. Don't trust "low-cost recharge" and "high-priced acquisition", and don't conduct game account transactions on unofficial websites.
9
False credit
Fraud methods:
(1) Eliminate campus loan records
The suspect pretended to be a staff member of an online loan or Internet financial platform, saying that the victim had previously used campus loans, student loans, etc., and now needs to eliminate campus loan records, or the campus loan account is abnormal and needs to be cancelled, to trick the victim into transferring money or allowing the victim to be in formal After online loans and Internet financial apps have used the loans, they will transfer them to the accounts they provide to commit fraud.
(2) Eliminate bad records
The criminal suspect pretends to be a staff member of a bank, online loan, or Internet financial platform, saying that the victim's credit payment tools have bad records that need to be eliminated; or that the victim has a previous online loan or installment record, which will have a negative impact on personal credit. Help to deceive the account, eliminate the installment record, etc., to trick the victim into transfer and remittance.
Anti-fraud reminder:
1. If you have already taken a loan, as long as you pay off the loan on time, it will not affect your personal credit, nor will it affect your credit because of the quota.
2. Personal credit information is managed by the Credit Information Center of the People's Bank of China, and neither the bank nor the individual has the right to delete or modify it.
Any call that claims to be a customer service of a loan platform to eliminate bad credit records is a scam.
3. Keep personal information, including ID card number, verification code, bank card number, password and other information, all confidential.
4. Be vigilant when receiving unfamiliar calls.
10
Impersonation of public security agencies and government agencies
Fraud methods:
(1) Impersonating the public security law
The criminal suspect was fraudulently used with the victim’s bank card, social security card and other consumer tools, or the victim’s identity information was leaked, suspected of money laundering, drug trafficking and other crimes, and then impersonating the law enforcement personnel of the public, procuratorate, and other judicial agencies, requesting the victim to transfer funds Enter the national account to cooperate with the investigation.
(2) Impersonating other organizations
Criminal suspects pretend to be employees of government departments such as taxation, education, civil affairs, social and labor security, disabled people’s federations, financial institutions (CBRC, etc.) to receive subsidies, tax rebates, and student grants to trick victims into remittances and commit fraud.
Or it can be said that the social security, medical insurance, securities, financial and other accounts are abnormal (usually frozen, invalid, etc.), which tricks the victim into remittance to the safe account for fraud.
Anti-fraud reminder:
1. Pay attention to the caller number.
In such cases, most of the calls are made from overseas through the number change software, and there will be prefixes such as "+" or "00" on the caller ID. If such an abnormality occurs, the liar can basically be judged undoubtedly.
2. Public prosecutors and legal personnel will never notify you to verify funds via phone or WeChat, transfer the money to a "secure account", nor let you browse your wanted warrant or arrest warrant online, or mail this material to an individual .
Any request for transfer, remittance, and fund verification through phone calls, text messages, etc. is a fraud, so remember not to believe and do not transfer.
3. If the authenticity cannot be distinguished, you can dial 96110 or 110 for verification.
Chongqing Morning News·Upstream News Reporter Qu Hongrui