The business failed and the debt was high, the man even rewarded the anchor with more than 500,000 yuan

　　Family members found that he has mania and hope the platform will refund the money

　　Yangtze Evening News/Ziniu News Intern Lin Fangxu Yangtze Evening News/Ziniu News reporter Chen Ran Guo Yipeng

　　Due to poor management and investment failures, 30-year-old Mr. Zhang was heavily in debt. In order to repay the 500,000 yuan loaned by his relatives before, he sold the only house his parents had given him.

Because of this, Mr. Zhang's mental state has problems, and he was diagnosed with mania in April this year.

　　To make matters worse, the family accidentally discovered that in February and March this year, Mr. Zhang had rewarded multiple network platform anchors with more than 500,000 yuan.

The debt was not paid off yet, and the money was rewarded to the anchor. Today, Mr. Zhang is still undergoing treatment, and the debt he bears is like a mountain weighing him down, making him regretful.

The family believed that Mr. Zhang was actually suffering from mania when he was rewarding the anchor. This action was an irrational behavior due to impaired judgment and hoped that the platform would refund the money.

A reporter from the Yangtze Evening News/Ziniu News contacted the live broadcast platform, and the platform responded: Mr. Zhang is an adult and needs to provide relevant materials to prove that Mr. Zhang is a person with no or limited civil capacity before the refund can be made.

Business failure

Suspected of strange behavior and mental breakdown due to selling a house to pay off debts

　　Recently, the reporter contacted Mr. Zhang's cousin, Ms. Zhang.

According to her, Mr. Zhang, who was born in 1990, is from Anhui. Before that, he ran a beauty salon, which closed down last year.

After the business failed, Mr. Zhang also invested in another store, which ended in failure and closed down. The more than 500,000 yuan he borrowed from relatives when he opened the store became a problem that he couldn't sleep at night.

　　Ms. Zhang told reporters that after two investment failures, Mr. Zhang had slept at home for 7 months, reluctant to go out, and was not in good spirits.

In the second half of last year, Mr. Zhang was faced with increasingly serious economic problems. In order to maintain his own life, he found a job to start again, but his mental state has not been ideal.

　　In order to repay the debt, Mr. Zhang could only sell the only house his parents gave him.

"Maybe the moment he sold the house, it was the beginning of his mania." Ms. Zhang told reporters that after the Chinese New Year this year, Mr. Zhang never went to work in the company again, and a series of weirdness followed. move.

In February and March this year, after receiving the final payment from the sale of the house, Mr. Zhang has been living in the hotel and asked the hotel to upgrade the room type to a presidential suite.

In addition to being extremely emotional, Mr. Zhang also became extremely irritable. When calling his family, he became extremely sensitive and could talk for three or four hours.

　　Ms. Zhang told reporters that in addition to his unstable mental state, Mr. Zhang also developed hypothesis. He claimed that he was the boss of three listed companies. He also asked Ms. Zhang and his family to borrow more than 200,000 yuan, and used 50,000 yuan to pay for one. Down payment for the car.

On April 10, Mr. Zhang told his family that it would make a lot of money to open a live broadcast platform in the hotel.

The family found that Mr. Zhang's mental state was not right and wanted to take him home. As a result, his mood fluctuated more severely.

Unpaid debts

In February and March of this year, they rewarded platform anchors with more than 500,000 yuan

　　To the surprise of the family, in the middle of February and March this year, Mr. Zhang gave several network anchors more than 500,000 yuan in rewards, and the maximum reward is several thousand yuan a day.

The debt was not paid off, and the money was rewarded to the anchor again, which really put Mr. Zhang into a quagmire.

　　Ms. Zhang told Ziniu News that Mr. Zhang started to be hospitalized for treatment on April 15.

The doctor diagnosed him with mania.

After more than a month of treatment, 7 times of electrotherapy, Mr. Zhang was in pain.

"My cousin has received at least 7 electrotherapy. The doctor told us that this method will erase part of his memory. Maybe when he wakes up, he won't remember anything." At this point, Ms. Zhang choked, she With a cry of tears, the cousin has been using drugs to maintain his mental state after the treatment.

From May to now, his mental state is stable, but in the face of debt, he feels that his life has been changed.

In addition to Mr. Zhang's own work to make money to pay off his debts, his elderly father also had to go to work on a construction site to pay his debts together.

　　Ms. Zhang said that there were a lot of streamers who gave rewards at the time, and there were men and women. It was very difficult to find them to refund the rewards.

She believes that when he was rewarding the anchor, Mr. Zhang was actually suffering from mania. This was an irrational behavior due to impaired judgment. The platform should refund the money.

"It may not be a lot of money for the online platform, but for my cousin it is his life." Ms. Zhang said.

platform:

He is an adult, and he needs to provide key proof to get a refund

　　On December 24, the reporter got in touch with this online platform, and the other party checked the relevant mobile phone number and platform registration number, and confirmed the rewarding situation reflected by Ms. Zhang.

However, the person in charge of the platform said that because Mr. Zhang is an adult, if he can provide key certificates, the platform will refund as appropriate.

　　The platform said that the so-called key certification requires the provision of relevant materials to prove that Mr. Zhang is a person with no or limited civil capacity.

lawyer:

Can file a lawsuit and apply for civil capacity appraisal at the same time

　　In this regard, lawyer Li Xiaoliang of the Jiangsu Tongda Law Firm believes that due to the failure of the two parties to negotiate, Mr. Zhang’s family can file a lawsuit in the court to confirm that Mr. Zhang’s rewarding behavior is invalid, and the platform will refund all rewards.

At the time of the lawsuit, Mr. Zhang’s family also filed an application to appraise Mr. Zhang’s capacity for civil conduct at the time of the reward.

If the appraisal found that Mr. Zhang was incapable of civil conduct or limited civil conduct at the time of the reward, then Mr. Zhang's request for the platform to refund the reward should be supported by the court.

　　Subsequently, the reporter fed back the platform's statement and lawyer's advice to Ms. Zhang. Ms. Zhang said that she had also contacted the platform's customer service before and issued a diagnosis certificate of mania in the hospital.

"It's still useless. The other party insists on issuing a certificate of incapacity for civil conduct, but this requires a special institution to do medical evaluation." Ms. Zhang said that she also consulted relevant departments and was told that the platform should be sued, and the court would find a special The appraisal agency went to appraise Mr. Zhang's condition.

　　Ms. Zhang told reporters that she had made a rough estimate, asking for lawyers, medical appraisal, and going to the location of the platform. These costs add up to tens of thousands of yuan, which is a huge burden, and I don’t know what it will be. As a result, the road to refunds is even more difficult.

(Reporter Chen Ran Guo Yipeng)