The Jiutiao New Deal in the early morning of Dongguan regulates the property market: outsiders stop selling three houses, and houses are limited for sale for three years
At midnight on July 25th, the Housing and Urban-Rural Development Bureau of Dongguan City, Guangdong Province, together with 11 departments, issued the "Notice on Further Promoting the Stable and Healthy Development of the City’s Real Estate Market", which announced the issuance of 9 new regulatory policies, including: adjusting commodities Housing purchase restriction policy, non-resident households of this city who purchase the first commercial housing in this city (new commercial housing or second-hand commercial housing, the same below) must provide a guarantee certificate for more than 1 consecutive year within 2 years; purchase the second commercial housing If it is not, it is necessary to provide a company guarantee for more than 2 consecutive years within 3 years to suspend the sale of the third set of commercial housing to it.
In addition, the notice stipulates that commercial housing purchased in the administrative area of this city (subject to the time of online signing, including newly-built commercial housing and second-hand housing) from the implementation of this notice, can only be traded and transferred after obtaining the real estate certificate for 3 years. .
The notice will be implemented immediately on July 25.
Prior to July 24th, Han Zheng, member of the Standing Committee of the Political Bureau of the CPC Central Committee and Vice Premier of the State Council, presided over a real estate work symposium, and heads of people's governments in 10 cities including Beijing, Shanghai, Guangzhou, Shenzhen, Nanjing, Hangzhou, Shenyang, Chengdu, Ningbo, and Changsha Attend the symposium.
Han Zheng emphasized that it is necessary to fully implement the main responsibility of the city government, promptly respond and deal with problems found, and adopt targeted policy measures in a timely manner.
The following is the full text of the notice:
Notice on further promoting the steady and healthy development of the real estate market in our city
All relevant units:
In order to effectively implement the decisions and arrangements of the Party Central Committee and the State Council, adhere to the positioning of "houses are for living, not for speculation", and to further strengthen the real estate market's responsibility for regulating the city, with the consent of the Municipal People's Government, the relevant matters are hereby notified as follows:
1. Increase the supply of residential land and housing
Increase the supply of residential land, appropriately increase the proportion of residential land in the newly added state-owned construction land, give priority to meeting the needs of residential land, and alleviate the contradiction between housing supply and demand. Actively innovate systems and mechanisms, strive to break through the bottleneck of long cycle and slow progress of urban renewal projects, and increase the effective supply of residential land. Strengthen housing regional coordination and urban-rural coordination, promote regional rail transit and other infrastructure interconnection, education and medical services and other public service facilities, and guide the rational distribution of population and housing needs. Coordinately promote stable land prices, stabilize housing prices, and optimize residential land differentiated restrictions on land price transfer methods. Intensify the construction of affordable housing. In principle, new supply of residential land projects and government-led urban renewal residential projects are required to be equipped with residential housing that is not less than 10% of the residential building area to be used for talent housing and other purposes. Pilot the construction of "three-limited houses", select land plots that meet the two regulations, mature conditions, and complete supporting facilities in hot areas with higher housing prices, and build housing projects that "limit land prices, limit house prices, and limit purchasers".
2. Adjust the purchase restriction policy of commercial housing
Since the implementation of this notice, non-resident households of this city who purchase the first set of commercial housing in this city (new commercial housing or second-hand commercial housing, the same below) shall be provided for consecutive months in this city within 2 years of the date of purchase Proof of paying social insurance for more than one year; if you purchase a second set of commercial housing, you must provide a proof of paying social insurance for more than two consecutive years in this city within 3 years from the date of purchase. If a non-resident household of this city owns two or more commercial houses in the administrative area of this city, the sale of commercial houses to them shall be suspended.
From the date of implementation of this notice, the personal income tax payment certificate will no longer be used as a material for the qualification review of house purchase. In order to better integrate with the original policy, non-resident households of this city who have paid individual taxes for one or two consecutive years before the implementation of this notice can still purchase the first or second commercial housing in accordance with the original policy .
3. Adjust the transfer period of commercial housing
Commodity housing purchased in the administrative area of this city (subject to the time of online signing, including newly-built commercial housing and second-hand housing) since the implementation of this notice can only be traded and transferred after obtaining the real estate certificate for 3 years.
Fourth, adjust the housing provident fund loan policy
For employees who have paid the housing provident fund in other places and apply for housing provident fund loans in our city, the employees themselves or their spouses must be registered in the city.
V. Strengthening the supervision of commodity housing prices
Closely monitor the sales price of commercial housing, and conduct a comprehensive check on land costs, construction and installation costs, sales and management expenses, taxes, corporate profits, etc., if the declared sales price of newly-built commercial housing significantly exceeds the price level of the surrounding market, and the pricing exceeds the fair level of the industry If it is unable to make a reasonable explanation, the issuance of the pre-sale permit shall be suspended or the registration of the current sale shall not be processed temporarily.
Six, standardize the real estate financial order
Continue to strictly implement differentiated housing credit policies, continue to do a good job in the prevention and control of real estate financial risks, and effectively prevent the illegal flow of credit funds into the real estate market. Strengthen the management of real estate financing business, and list banks with excessively high concentration and rapid growth of real estate loans as key regulatory targets. Strengthen the supervision of banks and other financial institutions, urge banks to strictly review the sources of funds for house purchases, and strictly prevent the embezzlement of consumer loans and other loans for house purchases. Non-bank financial institutions are prohibited from providing loans to individuals for purchase of houses. Severely crack down on the behavior of "highly rated and high loan", and hold relevant institutions and personnel accountable in accordance with laws and regulations for the evaluation agencies and financial institutions participating in the "highly rated and high loan".
7. Regulating the transaction order of the real estate market
Strengthen joint investigations, continue to carry out the rectification of the real estate market, and focus on cracking down on illegal activities in the real estate sector such as reluctant sales, price increases, false propaganda, malicious speculation, and collection of "tea fees". Strictly investigate and punish behaviors that maliciously drive up housing prices and disrupt market order, such as controlling prices in the second-hand housing market, raising prices in groups, obtaining loans through "yin-yang contracts", and listing houses that do not meet the conditions for transaction and transfer. Relevant participating institutions and individuals shall be dealt with in accordance with laws and regulations, including interviews, suspension of online signing, suspension of business for rectification, disqualification of practice, restriction of transactions, and inclusion of bad personal credit records, and transfer of suspected crimes to judicial authorities for handling.
8. Strengthen the disclosure of real estate information
Further strengthen the information disclosure of commercial housing land, housing, housing transaction prices, and promote the symmetry of supply and demand information. Regularly publish the average unit price of saleable residential land in the city. Announce stock listings and future listings in due course. Regularly publish the online signature transaction data of newly-built commercial housing and second-hand housing in all towns and streets (parks) of the city, and timely publish the online signature transaction information of representative and active second-hand housing estates in all towns and streets (parks), improve housing price transparency, and guide Market rational trading.
Nine, strengthen publicity and guidance
Strengthen the publicity and interpretation of real estate policies, release authoritative information in a timely manner, and respond to social concerns. Strengthen the standardized management of real estate information release, and strictly deal with acts of false exaggeration, fabricated and disseminated false statements, misleading the public, and illegal release of real estate information in accordance with laws and regulations.
This notice will be implemented from the date of issuance. If relevant policies and measures are inconsistent with this notice, this notice shall prevail.
Housing and Urban-Rural Development Bureau of Dongguan
Dongguan Public Security Bureau
Dongguan Municipal Bureau of Natural Resources
Dongguan Real Estate Registration Center
Dongguan Municipal Market Supervision Administration
Dongguan Financial Work Bureau
Dongguan Internet Information Office
Dongguan Housing Provident Fund Management Center
Dongguan Taxation Bureau, State Administration of Taxation
The People's Bank of China Dongguan City Center Sub-branch
China Banking and Insurance Regulatory Commission
Dongguan Supervision Bureau
July 25, 2020