Chinanews.com client Beijing, July 24th (Peng Jingru) "Life is precious, love is more expensive, if it is to buy a house, both can be thrown away." In reality, some people want to buy a house or buy a house in order to buy a house. Loan preferential "false divorce".

  Recently, this "hole" is being filled. The New Deals on property market regulation introduced in many places have pointedly pointed out "false divorce" and have been careful to be abandoned by both the house and the love.

Limit "false divorce"! Nanjing property market policy copy operation

  In the early morning of the 23rd, Nanjing Municipal Housing Security and Real Estate Bureau and other seven departments jointly issued the "Notice on Promoting the Stable and Healthy Development of the City’s Real Estate Market", proposing to support rigid housing demand, improve housing purchase restrictions, and if the husband and wife divorce, either party will divorce. If a commercial housing is purchased within 2 years from the date of this day, the number of housing units owned shall be calculated based on the total number of units of the family before the divorce.

  "The long queue for divorce appointments will be cut in half." Some netizens said that regardless of black cats and white cats, it is a good cat that can plug the loopholes in divorce purchases. "Nanjing has done a good job copy this time!"

Data map: A real estate consultant in Nanjing explained to the viewers. Photo by Zhu Xiaoying

  In terms of restricting "false divorce", Nanjing's measures are "similar in the same way as Shenzhen's policies."

  However, Shenzhen's policy is more "ruthless". Shenzhen made it clear that if there is more than one divorce record within 3 years before the date of purchase, the number of housing units owned by them shall be calculated based on the sum of the total number of units in the family at the time of divorce in the 3 years before the date of purchase, that is, all divorce records within 3 years can be traced back.

  "False divorce? Isn't there a certificate!" a netizen asked.

  "There is no fake divorce from a legal point of view!" Some lawyers said that "fake divorces" are "too stupid and naive". As long as both parties have registered for divorce in the civil affairs department, no matter what the purpose is, both parties are legally divorced. Even if both parties sign a "fake divorce statement" or a "document of remarriage promise", it is useless. Neither can achieve the effect of forcing the other party to remarry with themselves or cancel the original divorce registration.

  "Parents have been divorced to buy a house for a fake divorce, and now they have been divorced for more than ten years." Many people said that there were people around who bought a house for a fake divorce, which later became a real divorce, and one of them often regretted it.

The new property market in many places cracks down on "fake settlers" and "fake talents"

  Judging from the recent property market policy, the "cats" released are more than just "false divorces." "The main focus is on cracking down on three fakes:'false divorce, false settlement, and false talent'", said Zhang Dawei, chief analyst of Centaline Property.

  On July 15, the Shenzhen Municipal Bureau of Housing and Urban-rural Development and other departments issued the "Notice on Further Promoting the Stable and Healthy Development of the City's Real Estate Market", introducing purchase restrictions for the registered population in Shenzhen.

  "Shenzhen households, adult singles (including divorced) must have settled in this city for at least 3 years, and can provide proof of personal income tax or social insurance for 36 months or more in this city before the date of purchase before they can purchase commercial housing ."

Data map: Aerial photography of Shenzhen. China News Agency reporter Chen Wenshe

  “Shenzhen has seen some housing looting in the first half of the year. The New Deal will help crack down on real estate speculation through settlement.” Yan Yuejin, research director of the Think Tank Center of E-House Research Institute, said to China News. The contradiction between land supply and demand is increasing, and policy control must be adopted to alleviate the contradiction.

  “Not only Nanjing and Shenzhen, but Hangzhou and other cities have also introduced similar tightening policies, that is, the purchase of houses by local residents also sets the corresponding social security tax payment conditions.” Yan Yuejin said, “This is in some cases where the contradiction between supply and demand is relatively large. Cities with relatively scarce resources are more suitable."

  The "cat" released from Hangzhou caught more than one "rat." In addition to cracking down on "fake settlers" real estate speculation, a document issued by Hangzhou on July 2 also stipulated that the sale of houses purchased by talents should be limited for 5 years in order to combat "fake talents" real estate speculation.

  Yan Yuejin believes that, similar to the sales restriction policy, a patch has been added to the existing talent policy, which will help prevent the use of talent policy to speculate in real estate and further promote the stability of the housing transaction market.

Seven new policies have been issued in July. Will more places follow up?

  Different from the “stuffing people” to the property market in the first half of the year, with the emergence of hot searches in the property market such as “10,000 people shake”, “new price upside down”, “luxury houses in seconds,” and “expensive tea prices”, since July, many cities released Tighten the property market with different strengths.

  "From this round of tightened regulation, most of the cities are cities where housing prices have risen significantly." Zhang Dawei said, "Nanjing increased the price of new residential houses by 1% month-on-month and second-hand houses by 0.5% month-on-month in June. Up 1.2%, second-hand housing rose 1% month-on-month; Shenzhen second-hand housing rose 1.9%."

Data map: A residential building in Hangzhou. Photo by Guo Qiyu

  In addition to Hangzhou, Shenzhen, and Nanjing, Dongguan issued documents on July 2 and 15, respectively, to provide guidance on commodity housing sales prices, sales supervision, etc., and announced that it will regularly publish online sign prices to improve housing price transparency.

  On July 14, the Housing Fund Management Center of Inner Mongolia Autonomous Region announced that it would stop issuing housing provident fund personal housing loans to families of employees who purchase third or above houses; on July 13, the Zhengzhou Municipal Housing Security and Real Estate Administration issued a statement on Notice on launching a special inspection of the real estate market order; on July 6, Ningbo upgraded the regulation of the real estate market and expanded the scope of purchase restrictions.

  "The tightening of policies is still strongly oriented. At least it shows that housing prices are not depressed, but the market expectations are unstable due to housing price speculation, and there will be adjustments." Yan Yuejin believes that at this time we must respect the policy, and housing prices will be stable after adjustment. .

  New policies have been implemented in many places. Will the next wave of policies in more places be far behind?

  In Zhang Dawei's view, this round of regulation is expected to be implemented in more cities. "Cities including Chengdu are expected to be very likely to increase regulation in the future. In this round of regulation, more than 15 cities are expected to issue different levels of tightening policies."

  For those who just need to buy a house, will you make a move next? (Finish)