Deceive borrowers to maliciously build high debts of 12.6 billion yuan

　　Lanzhou Intermediate People's Court Opens a Trial for an Extraordinary "Routine Loan" Case

　　□ Reporter Zhao Zhifeng

　　On the morning of July 9th, the defendant Wang Mou and other 20 persons involved in the black case (the main case of the "2·12" "Routine Loan"), which was listed and supervised by the National Anti-Illegal Office, were openly heard by the Lanzhou Intermediate People’s Court of Gansu Province according to law .

　　The Lanzhou Municipal People's Procuratorate accused that in March 2018, Wang Mou colluded with others and took the illegal online "routine loan" to defraud money and make huge profits. Funded by Wu Biao and others, Wang is responsible for the overall management of the company.

　　In order to deceive the masses and evade the blows, Wang and others have successively registered more than 20 shell companies such as Hangzhou E-Commerce Co., Ltd. to carry out business. They have a technical department, a commercial department, a customer service department, and a personnel department. Carry out criminal activities such as fraud, and use third-party trading platforms for financial settlement.

　　In order to recover illegal debts in time and avoid collection risks, increase the recovery rate, in April 2018, the company involved signed contracts with 24 collection companies in Hefei, Shenzhen and other places to outsource some illegal overdue debts. Afterwards, through performance appraisal and control, payment of collection fees, bonuses, etc., express or acquiesced collection companies use information networks to take illegal measures such as harassment, threats, and intimidation against victims and their relatives and friends to collect illegal debts. Headed by the "Routine Loan" involving black organizations.

　　In less than 10 months, the black organization involved illegally obtained more than 2.8 billion yuan with an investment of nearly 200 million yuan, and there were still about 9.8 billion yuan of uncollected illegal debt. Wang and Wu Biao grabbed huge profits from them, and distributed some of the profits to other members in the form of wages, commissions, and bonuses, and some were used for company operations.

　　According to reports, the black organization used the "routine loan" as a basic method to trick victims into borrowing money, charging ultra-high interest rates, and using multiple platforms to "borrow new and old" and "loan to repay" maliciously set high debts, as many as the victims. More than 475,000 people. At the same time, the use of "soft violence" means to collect illegal debts, the number of people being collected reached 390,000, and the amount collected was more than 12.4 billion yuan. It even caused the victim to commit suicide, his spouse and parents committed suicide or was forced to commit a crime.

　　The black organization used information networks to conduct criminal activities such as fraud, provocation, and infringement of citizens’ personal information. It acted as an evil in cyberspace, and used the means of mental disincentive to oppress and mutilate the masses, swindle for money, and suffer a large number of victims. The order of Internet management has severely disrupted the order of economic and social life and caused major impacts.

　　Part of the defendants in this case pleaded guilty and pleaded guilty, and signed the "Guide to Pleading Guilty." Due to the large number of defendants and the complicated circumstances of the case, the pre-trial meetings were organized by the prosecution and the defense parties before the trial, and sufficient pre-trial preparations were made.

　　Prior to this, the four primary courts of Chengguan, Qilihe, Anning and Honggu of Lanzhou City had successively divided 93 defendants in 5 cases of the "2·12" extraordinary "Routine Loan" series from June 10 to July 1. After the public hearing in accordance with the law is over, the case will be publicly pronounced at a specified time.