Bank employees cheated the depositors million continued: superior sub-branch fined 300,000 for failing to implement rotation system
Several residents of Yakeshi City, Hulunbuir City, Inner Mongolia Autonomous Region recently reported that they bought millions of wealth management products at the counter of the former Yakeshi Free Crossing Office of Agricultural Bank of China (hereinafter referred to as "Agricultural Bank Free Crossing Office") , Deceived by the bank staff, has not yet returned a penny. Since then, the bank staff involved in the case has been sentenced to 15 years, and the bank involved has also been prosecuted for trial.
Surging News (www.thepaper.cn) querying the official website of the China Banking and Insurance Regulatory Commission found that on January 9, 2020, the superior unit of the Agricultural Bank of China Duduhe Branch Office of Agricultural Bank of China Limited Yakeshi City Branch (hereinafter referred to as " The Agricultural Bank of China Yakeshi Sub-branch") was fined 300,000 yuan by the Hulunbeier Banking and Insurance Supervision Bureau for failing to strictly implement the internal rotation management system for important posts.
The Tianyan check information shows that on September 30, 2018, the Agricultural Bank Duduhe Branch was changed to "Agricultural Bank of China Limited Duduhe Branch" (hereinafter referred to as "Agricultural Bank Duduhe Branch". Previously, the Agricultural Bank Duduhe Branch was One of the grassroots outlets of Yakeshi Sub-branch of Agricultural Bank of China.
Surging News previously reported that Guo Ming (pseudonym), a resident of Yakeshi City, subscribed for a total of 200 wealth management products at the Agricultural Bank of China Duduhe Branch on May 22, June 13, July 3, and August 16, 2018. Ten thousand yuan, the manager is Luo Jinguo, director of the Agricultural Bank of China Duduhe Sub-office, and the investment and financial business certificates are all stamped with the financial seal of the Agricultural Bank of China Duduhe Office. One year later, the contract expired, but he was told that the subscription funds had not been credited to the Agricultural Bank account and he could not return his principal and interest.
After the incident, Luo Jinguo surrendered. On November 1, 2019, the Yakeshi City People's Court found that Luo Jinguo used the identities of the director of the Agricultural Bank of Yakeshi Wuduhe Branch Office, the account manager (director level), and the president of the Duduhe Sub-branch since 2012. The forged financial products subscription and purchase power of attorney are affixed with the financial seal of the Agricultural Bank of China Duduhe Office to defraud clients of financial management and deposit it in their personal accounts under the control of Luo Jinguo. A total of 6 people, including Guo Ming, were defrauded of 6.92 million yuan in subscription funds. In the end, Luo Jinguo was sentenced to 15 years in prison for a crime of fraud and was fined RMB 500,000.
But Guo Ming and others did not want to return for a penny. In January 2020, Guo Ming and others separately sued the Agricultural Bank of China Duofuhe Sub-branch. It was originally scheduled to open a court hearing on June 18 at the Yakeshi City Court. Due to the epidemic situation, the hearing was postponed.
On June 10, 2019, Guo Ming and others reported the aforementioned relevant situation to the letter and visit department of Hulunbeier Banking and Insurance Regulatory Branch. On June 23, 2020, Guo Ming's attorney, Li Hua, provided Peng Mei News with a Letter of Reply from the Hulunbeier Banking and Insurance Regulatory Bureau (the "Submission"). The "Opinion" stated that on June 10, 2019, Guo Ming and other six people reported that the person in charge of the grass-roots outlets was not due to overdue rotation. After verification, from January 5, 2011 to December 17, 2014, Luo Jinguo served as the director of the Agricultural Bank's Duduhe Sub-office, and his term of office was over 346 days without rotation. However, the letters and visits mentioned that Luo Jinguo's continuous eight-year service has not been rotated.
In addition, the "Opinion" stated that Guo Ming and others reported that the seal management of the Yakeshi Sub-branch of the Agricultural Bank of China was not in place, and it was true that Luo Jinguo and his spouse Zhu Moumou had failed to perform their duties to avoid performance.
The Yakeshi Sub-branch of the Agricultural Bank of China was fined for not strictly implementing the internal rotation management system for personnel in important positions. Is it related to the Luo Jinguo case? On the afternoon of June 26, Peng Mei News contacted the Yakeshi branch of the Agricultural Bank for many times, but it has not been confirmed yet.
Surging news noted that after two months of punishment by the Hulunbeier Banking and Insurance Branch, the Yakeshi branch of the Agricultural Bank of China, as a direct responsible person of the internal control management system for the rotation of personnel in important positions, was not accepted by the Hulunbeier Bank. The CIRC issued a warning.
According to Article 16 of the "Guidelines for Internal Control of Commercial Banks" promulgated by the People's Bank of China, commercial banks should be given corresponding responsibilities and authorities according to different jobs and their nature, and each position should have a formal and written job description And clear reporting. Key positions should implement regular or irregular personnel rotation and mandatory vacation systems.
Surging News Reporter Liao Yan Intern Xu Yunfei