Confirmation of 162 unauthorized use of mortgage loan “Flat 35” December 25 18:46
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The issue of the fact that the long-term fixed-type mortgage loan “Flat 35” was being used illegally to purchase housing for investment, etc. The total loan amount is about 3.3 billion yen, and PMDA is seeking a full refund.
"Flat 35" is a mortgage loan handled by JHF in cooperation with a private financial institution, and the interest rate is fixed for up to 35 years. The use is limited to purchasing a house for the purpose of living on your own, but the agency has been investigating since April because a case was found to have been used illegally to purchase a house for investment.
As a result, 57 new cases of unauthorized use were confirmed, including 162 cases that have already been announced, indicating that they were concentrated in 2016 and 2017.
In addition, improper use involves a real estate intermediary company or a group created by a so-called sub-lease company. Or was applying for.
The loan amount is approximately 3.3 billion yen, and JHF is in the process of requesting the lender to return the lump sum in a lump sum.
In connection with this loan, PMDA has received a subsidy of about 22 million yen from the government for the reduction of interest rates, but says that it is coordinating with the government to return it.