Unauthorized remittance of net bank Account misuse of Japanese name increases

Unauthorized remittance of net bank Account misuse of Japanese name increases December 21 18:29

With Internet banking, the risk of deposits being stolen and stolen without knowing it is increasing rapidly. Until now, most of the accounts used by criminal groups as remittances were in the name of foreigners, but due to the sharp increase in damage, accounts for 80% of Japanese accounts have been accounted for since the fall. I found out from a survey of the organizations made in Japan. It seems that there is a purpose to go over monitoring of financial institutions.

Despite the fact that deposits are remitted and stolen without knowing through Internet banking, the damage was about 2 billion yen by the end of last month, but it has increased sharply since autumn, and 776 million yen last month And it is the worst one month's damage ever.

Until now, most accounts used by criminal groups as remittances were in the name of foreigners, but since October accounts have accounted for 80% of Japanese accounts. Financial ISAC "survey.

Financial institutions monitor remittance requests for fraudulent requests, and have taken measures to stop the procedure if there are suspicious movements, such as suddenly large remittance requests concentrated in foreign accounts. Was.

The reason that the criminal group began to use Japanese accounts seems to have the objective of circumventing the monitoring of financial institutions.

The sudden increase in damage is believed to be due to the change in the account of the remittance destination, and the organizations that conducted the survey hope to strengthen its monitoring system.

80% Japanese name

The accounts used by the criminal groups as fraudulent remittances were accounts that were mainly resold by foreigners living in Japan when they returned home.

According to a report by the National Police Agency, 85% of foreigners and 15% of Japanese were account holders of illegal accounts remittance last year.

In the first half of June, foreigners and foreigners were 87% and 13%, respectively, which were almost the same. Is about 80%.

Illegal trading of online accounts

The Japanese account used by the criminal group is believed to have been resold through the Internet.

There are sites on the Internet that call for resale of bank accounts, some of which show the purchase price along with the bank name, such as about 40,000 yen for major city banks and 25,000 yen for local banks and shinkin banks. .

There are also many posts on Twitter about buying accounts.
However, reselling an account is itself illegal. The holder is easily identified and is immediately caught, but many people find it easy to resell them because they don't want to be charged.

In addition, there are cases where "accounting is bought" and only the account is deceived without paying.

"It usually takes time to distinguish it from a deal."

"The financial institutions continue to monitor fraudulent remittances, but when a Japanese account is used, there are several ways to distinguish it from regular transactions," It takes time because we need to review and monitor the information. "

He added, "We will continue to strengthen our surveillance system and share information such as illegal remittances among financial institutions to reduce the damage as much as possible."