IDeCo subscription requirement relaxation plan for asset building after retirement
In order to promote the use of “individual” defined contribution pension plan = “iDeCo” that is added to the public pension for the asset formation after retirement, It was generally approved by the subcommittee.
“Individual” defined contribution pension = “iDeCo” is one of private pensions that individuals voluntarily join in addition to public pensions.
The Ministry of Health, Labor and Welfare has compiled a proposal to amend the system to encourage the use of assets after retirement and presented it to a subcommittee of the Social Security Council held on the 8th.
According to this, it is said that the requirements will be relaxed so that a company employee who participates in a “corporate-type” defined contribution pension can join “iDeCo” without the agreement of labor and management if he / she wishes.
When using a corporate defined contribution pension and “iDeCo” together, the upper limit for premiums will be 55,000 yen per month, of which “iDeCo” can be freely combined within the range of 20,000 yen per month If so.
In addition, the “iDeCo +” system, which allows companies to add premiums to employees who are members of “iDeCo” in SMEs that do not have a corporate pension, is subject to less than 300 employees from companies with 100 employees or less. I'm going to extend it to other companies.
The revised bill is generally approved at today's meeting, and the Ministry of Health, Labor and Welfare will submit the relevant bill to the regular Diet next year.